Intro 0% Interest Credit Cards

If you need to make purchase and pay for it over time, your existing credit card might have a high purchase APR. MagnifyMoney has reviewed more than 2,000 cards from our partners to find the 0% introductory purchase rate credit cards, which can last up to 21 months. Use these cards to keep your cost of borrowing low.

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SHOWING 389 CARD OFFERS

 
Annual Fee
Introductory Offer
Huntington Voice Credit Card<sup>®</sup>

C

Lots of fine print

13.99% - 27.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Balance Transfer

Key Terms

Overview

Visa Signature® Real Rewards Card from Associated Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Astera

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from BancFirst Corporation

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Bangor Savings Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Bar Harbor Bank & Trust

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Berkshire Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from BlackRidge Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Bremer Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Camden National Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Capital City Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from CDC FCU

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Central Pacific Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Cloverbelt CU

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Columbia Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Comerica Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Community Savings Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Dacotah Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Eastern Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Englewood Bank & Trust

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards Card from Oklahoma Central CU

B

A little complex

13.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from South State Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from The Union Bank Co.

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Tri City National Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from TruStar FCU

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Union Savings Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from United Community Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards from Cross Valley FCU

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature<sup>®</sup> Real Rewards Card from Connex CU

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature<sup>®</sup> Real Rewards Card from Nodaway Valley Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature<sup>®</sup>Real Rewards Card from Pinnacle FCU

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature<sup>®</sup>Real Rewards Card from Rock Valley CU

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Tennessee Valley FCU

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Signature® Real Rewards Card from Tioga State Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa® Signature® Real Rewards Card from Star Financial Bank

B

A little complex

13.99% - 22.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

VISA Platinum Rewards Credit Card from Whitney Bank

B

A little complex

13.99% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 7 mo. Purchase Offer

Key Terms

Overview

Blue Cash Preferred® Card from American Express

B

A little complex

13.99% - 23.99%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Purchase Offer

Key Terms

  • Annual Fee: $95
  • Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.
  • Ongoing Purchase APR: 13.99%-23.99% Variable
  • BT Fee: N/A

Overview

  • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.
  • Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, currently 13.99% to 23.99%.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • $95 Annual Fee.
  • Terms Apply.

Platinum Edition Visa Card from Ohio Savings Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

Key Terms

Overview

Platinum Edition Visa<sup>®</sup> Card from American Saving Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

Key Terms

Overview

Platinum Edition® Visa® Card from Cadence Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

Key Terms

Overview

Visa® Platinum Card from Wesbanco

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card  from Navigant CU

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from  First Resource Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Columbia Greene FCU

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from First Flight FCU

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from First State Financial Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Flagstar Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Florida Community Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Flushing Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Fulton Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Green Belt Bank & Trust

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Guardian Savings Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from HarborOne Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Hilltop National bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Independent Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Lakeland Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Marblehead Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Marquette Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from NebraskaLand National Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Reliance Bank

B

A little complex

14.24% - 23.24%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

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