Intro 0% Interest Credit Cards

If you need to make purchase and pay for it over time, your existing credit card might have a high purchase APR. MagnifyMoney has reviewed more than 2,000 cards from our partners to find the 0% introductory purchase rate credit cards, which can last up to 21 months. Use these cards to keep your cost of borrowing low.

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SHOWING 649 CARD OFFERS

 
Annual Fee
Introductory Offer
Visa<sup>®</sup> Bonus Rewards Card from Eastern Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards Card from First Flight FCU

C

Lots of fine print

13.49% - 24.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards Card from First Resource Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards Card from First South Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards Card from First State Financial Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards Card from Fitzsimons CU

C

Lots of fine print

13.49% - 24.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards Card from Flagstar Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards Card from Pinnacle FCU

C

Lots of fine print

13.49% - 24.49%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Premier Rewards American Express<sup>®</sup> Card from Consumers National Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards Plus Card from BancFirst Corporation

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Bank Of Clarke County

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Bar Harbor Bank & Trust

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Columbia Greene FCU

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards PLUS Card from County Schools FCU

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Cross Valley FCU

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Englewood Bank & Trust

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Bonus Rewards PLUS Card from Members Choice CU

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa® Bonus Rewards PLUS Card from Astera CU

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa® Bonus Rewards PLUS Card from CS3 Community Savings Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards PLUS Card from  First Resource Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards PLUS Card from Comerica Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards PLUS Card from Eastern Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards PLUS Card from First Flight FCU

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards PLUS Card from First South Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards PLUS Card from First State Financial Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards PLUS Card from Fitzsimons CU

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards PLUS Card from Flagstar Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Bonus Rewards PLUS Card from Pinnacle FCU

C

Lots of fine print

13.49% - 24.49%

Variable APR

$50 / $50

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express® Card from Astera CU

C

Lots of fine print

13.49% - 24.49%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express® Card from BancFirst Corporation

C

Lots of fine print

13.49% - 24.49%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express® Card from Bangor Savings Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express® Card from Bank Of Clarke County

C

Lots of fine print

13.49% - 24.49%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express® Card from Bar Harbor Bank & Trust

C

Lots of fine print

13.49% - 24.49%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express® Card from CS3 Community Savings Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express<sup>®</sup> Card from Comerica Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express<sup>®</sup> Card from Connex CU

C

Lots of fine print

13.49% - 24.49%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express<sup>®</sup> Card from Eastern Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express<sup>®</sup> Card from Englewood Bank & Trust

C

Lots of fine print

13.49% - 24.49%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express<sup>®</sup> Card from First Flight FCU

C

Lots of fine print

13.49% - 24.49%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express<sup>®</sup> Card from First Resource Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express<sup>®</sup> Card from First South Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express<sup>®</sup> Card from First State Financial Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Travel Rewards American Express<sup>®</sup> Card from Flagstar Bank

C

Lots of fine print

13.49% - 24.49%

Variable APR

$95 / $95

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa Platinum Rewards Card from Andigo

B

A little complex

13.65% - 22.65%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Consumers National Bank

B

A little complex

13.74% - 22.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 18 mo. Balance Transfer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Associated Bank

B

A little complex

13.74% - 22.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 18 mo. Balance Transfer

0% Intro rate for 18 mo. Purchase Offer

Key Terms

Overview

Discover it<sup>®</sup> Balance Transfer

C

Lots of fine print

13.74% - 24.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 18 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

  • Annual Fee - $0
  • Foreign Transaction Fee - None
  • Regular (GoTo) APR - 13.74% - 24.74% Variable
  • Balance Transfer Fee - 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Overview

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.

People's United Bank Mastercard® Platinum Card

B

A little complex

13.74% - 22.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup>  Platinum Card from Amplify CU

B

A little complex

13.74% - 22.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Opus Bank

B

A little complex

13.74% - 22.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Peoples FCU

B

A little complex

13.74% - 22.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Philadelphia FCU

B

A little complex

13.74% - 22.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Pine Country Bank

B

A little complex

13.74% - 22.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Visa<sup>®</sup> Platinum Card from Radius Bank

B

A little complex

13.74% - 22.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 15 mo. Balance Transfer

0% Intro rate for 15 mo. Purchase Offer

Key Terms

Overview

Discover it<sup>®</sup> chrome

C

Lots of fine print

13.74% - 24.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 14 mo. Balance Transfer

0% Intro rate for 14 mo. Purchase Offer

Key Terms

  • Annual Fee - $0
  • Foreign Transaction Fee - None
  • Regular (GoTo) APR - 13.74% - 24.74% Variable
  • Balance Transfer Fee - 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Overview

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.

Cash Rewards American Express®  Card from Oklahoma Central CU

B

A little complex

13.74% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express® Card from Chevron FCU

B

A little complex

13.74% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Cash Rewards American Express<sup>®</sup> Card from Finex CU

B

A little complex

13.74% - 17.99%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

0% Intro rate for 6 mo. Purchase Offer

Key Terms

Overview

Capital One® VentureOne® Rewards Credit Card

B

A little complex

13.74% - 23.74%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 12 mo. Purchase Offer

Key Terms

  • $0 Annual Fee
  • 0% foreign exchange fee
  • 13.74% - 23.74% (Variable) interest rate if balance not paid in full
  • BT Fee: $0

Overview

  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day
  • Earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Transfer your miles to over 12 leading travel loyalty programs
  • Enjoy 0% intro APR on purchases for 12 months; 13.74% - 23.74% variable APR after that
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

Cash Back Platinum Plus Visa Credit Card from Michigan State FCU

B

A little complex

13.90% - 17.90%

Variable APR

$0 / $0

First Year Fee / Ongoing Fee

0% Intro rate for 6 mo. Balance Transfer

Key Terms

Overview

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