Erika Giovanetti

The holiday season is a time for celebrating and exchanging gifts with loved ones — which can often mean swiping credit cards or taking on loans in the process. About a third (31%) of all consumers took on debt to pay for holiday expenses this year, according to a December ... Read More

Creating a monthly budget can help you track your spending, save money and reach your financial goals. However, many Americans don’t budget their money, perhaps because the prospect of combing through bank statements and bill payments can seem daunting. It’s easier than you might think to learn how to make ... Read More

Health problems put a strain on your quality of life, and that stress can be amplified by unmanageable medical bills. In many cases, however, it’s possible to get hospital bills reduced so that at least some of that debt is forgiven. The best way to appeal for medical bill debt ... Read More