It’s easy to stick with the same bank your whole life. If you’re not rate-chasing for the best deals out there, all you really need from an account is convenient access to your money to get by each day. At least that way, you get to avoid the hassle of switching your money and accounts, even if it does mean you miss out on some great savings rates.

Banks realize that it’s easy to stay put, too. So in an attempt to gain some new customers, banks can offer some great bonus offers on checking accounts. The promise of a few hundred dollars just for opening an account can be enough to incentivize potential customers to open an account. These bonus offers can be so tempting, that many people chase bonus offers to try and make a few extra bucks.

When looking for bonus offers, it’s important to look past the promotional dollar amount that’s being advertised. For starters, make sure you trust a bank before opening an account with them. You don’t want to be stuck with a new bank that has terrible customer service! Also, be sure to check what’s required of you to snag that bonus offer. Often, it’s opening the new account with a certain balance and maintaining that balance for the next few months. It could also require several direct deposits posted to the account. Make sure you can fulfill these requirements before opening an entirely new bank account.

If you should see an offer you like, just be aware that you may have to open the account from a specific webpage to qualify for the bonus. Other banks could require you to visit a branch to redeem your offer, so it’s important to double check the application requirements.

Chase — $1,000 bonus with $75,000 minimum deposit

Offer ends 3/06/2020

Offer rules: Earn this $1,000 bonus when you join Sapphire Banking. Within 45 days, transfer at least $75,000 in qualifying new money or securities to a combination of eligible personal checking, savings and/or investment accounts and maintain that balance for 90 days. J.P. Morgan retirement accounts and CDs are excluded from this combination.

Who’s eligible: The offer is available in select states and Washington D.C. Anyone can snag this offer as long as you meet the requirements detailed above.

Account details: Chase Sapphire Checking earns 0.01% APY. You can link your Chase Sapphire Checking account to a Chase Premier Savings account to earn higher relationship rates on the Premier Savings account. That enables higher balances to earn higher rates.

HSBC — up to $750 bonus with $5,000 minimum deposit

Offer ends 1/6/2020

Offer rules: There are two offers available here. For the $750 bonus, you can open a Premier Checking account and make recurring direct deposits totaling at least $5,000 for three consecutive consecutive calendar months from the first full calendar month after account opening.

To earn a $350 bonus instead, open an Advance Checking account and deposit at least $5,000 in new money to combined accounts within 30 calendar days of account opening and maintain at least that balance for 90 days. You must also set up recurring direct deposit for at least three consecutive months following the account opening month.

Who’s eligible: You must be a new HSBC customer to take advantage of these offers and fund your new accounts with new money. This means money not already held with HSBC.

Who’s eligible: The Premier Checking account earns 0.01% APY on balances of $5 or more but charges a hefty $50 fee that can be waived with a whopping $100,000 minimum balance. The Advance Checking also earns 0.01% APY, but has a smaller $25 fee that you can waive with a $10,000 minimum balance.

Citibank — $700 bonus with $50,000 minimum deposit

Offer ends 3/31/2020

The offer: To earn this $700 bonus, open a new Citi Priority Account Package with an initial deposit of at least $50,000 within 30 days of opening. This deposit can be shared between the new checking and savings accounts in the Package.

You must also maintain at least that balance for 60 consecutive calendar days following account opening.

Who’s eligible: Only new-to-Citibank customers who have not been a signer on a Citibank checking account within the past 180 days are eligible for this offer. You must be a U.S. citizen or resident who is at least 18 years old. You can redeem the offer by opening online here.

Account details: The Citi Priority Package earns 0.03% APY on its Interest Checking account and 0.04% – 0.15% APY on the Citi Savings account.

The package includes access to Citi Personal Wealth Management Financial Advisors by phone, investment resources and financial planning tools. It also adds extra perks like waived fees for overdraft protection, checkbooks and incoming wire transfers.

The Citi Priority Package charges a $30 monthly service fee. You can waive it by maintaining a combined average monthly balance of $50,000 or more in eligible linked deposit, retirement and investment accounts.

Citibank — $400 or $500 bonus with $15,000 minimum deposit

Offer ends 3/31/2020

Offer rules: You can earn $400 in bonus cash if you open a new eligible checking and savings account in a Citibank Account Package. You’ll need to deposit at least $15,000 in new-to-Citibank money within 30 days of opening. Since the package includes a checking and savings account, you can split that deposit between the accounts. You’ll need to maintain at least that much money in your accounts for 60 consecutive days to receive the bonus.

You can earn $100 more — for the total $500 bonus — when you complete at least one qualifying direct deposit (within 60 days of account opening) each month for two consecutive months.

Who’s eligible: You qualify for this offer if you are a new Citibank customer opening a new Checking and a new Savings account. To redeem the offer, you can easily apply online. You must be at least 18 years old and a U.S. citizen or resident to apply for these accounts online.

Account details: The Citibank Account Package earns 0.01% APY on its Interest Checking account and 0.04% – APY depending on your balance on the Citi Savings account. The account includes certain perks like a free order of checkbooks, fee-free ATM access (when you meet balance requirements) and the opportunity to earn Citi ThankYou Rewards.

The Citibank Account Package charges a $25 monthly service fee. You can waive the fee if you keep at least $10,000 in eligible linked deposit, retirement and investment accounts with the bank.

Wells Fargo — $400 bonus with $4,000 in direct deposits

Offer ends 7/31/2020

Offer rules: Open a new Everyday Checking account with a $25 minimum opening deposit. Then within 90 days of opening, you must make at least $4,000 in qualifying direct deposits. This includes your salary, pension, Social Security or other regular monthly income deposited by your employer or another outside agency.

Who’s eligible: Only new Wells Fargo checking and savings customers from Denver, Houston, Miami, Orlando, Fla., Phoenix, and Seattle are eligible to redeem this offer. You must also not have received a bonus for opening a Wells Fargo consumer checking or savings account within the past 12 months.

You can redeem the offer online here or receive the offer code through the same page to bring to a branch to open your new account.

Account details: The Wells Fargo Everyday Checking account is simple, with a Platinum Debit Card and access to more than 13,000 Wells Fargo ATMs. There is a $10 monthly fee on the account, which you can waive in a few different ways:

• Make 10 or more debit card purchases or payments
• Receive qualifying direct deposits totaling $500 or more
• Maintain a $1,500 minimum daily balance
• Link a Wells Fargo Campus ATM or Campus Debit Card (for college students)
• The primary account owner is between 17 and 24 years old

TD Bank — $300 bonus with $2,500 minimum direct deposits

No expiration date

Offer rules: You can earn a $300 bonus when you open a new TD Beyond Checking account. The account needs to receive direct deposits of at least $2,500 within 60 days of opening to qualify. The direct deposit must be from your paycheck, pension or government benefits from your employer or the government.

Who’s eligible: To qualify for this checking account bonus offer, you must be a new TD Bank customer, without any previous or current TD Bank personal checking accounts. You must also open the account through this web page.

You cannot redeem the offer if you’re a Canadian cross-border banking customer.

Account details: The TD Beyond Checking account earns interest on all balances. Higher balances have the chance to get a slight rate boost, but all rates are still pretty minimal. Account holders can access non-TD ATMs without a TD fee and receive reimbursement for other ATM surcharges with a minimum daily balance of $2,500. The account also includes a free standard checks, money orders, stop payments, paper statements and incoming wire transfers.

The account charges a $25 monthly maintenance fee. However, you can waive the fee when you receive monthly direct deposits of $5,000 or more, maintain a minimum daily balance of $2,500 or maintain a combined balance of $25,000 across eligible TD accounts.

Chase — $300 bonus with direct deposit

Offer ends 01/21/2020

Offer rules: It’s pretty simple to earn this $300 bonus offer when you open a new Chase Premier Plus Checking account. You just need to make a direct deposit in this account within 60 days after opening. This can be your paycheck, pension or government benefits.

Who’s eligible: You cannot apply for this offer if you’re an existing Chase checking or fiduciary account holder. You do not qualify if you had an account closed within the last 90 days or closed with a negative balance.

Account details: Like its name suggests, Chase Premier Plus Checking is a high-end account. It earns interest, although at a minimal 0.01% APY on all balances. It has a high fee of $25, which you can waive with an average beginning day balance of at least $15,000 in combined balances between this account and any linked qualifying Chase checking, savings and other accounts.

The account includes four free non-Chase ATM transactions per statement cycle and free Chase design checks. You can also take advantage of a rent-free small safe deposit box.

Huntington — up to $200 bonus with $1,000 cumulative deposits

Offer ends 01/07/2020

Offer rules: You can benefit from a $200 bonus by opening a Huntington 5 checking account or a $150 bonus with an Asterisk-Free Checking account. Whichever account you open, you must make cumulative deposits of at least $1,000 within 60 days of account opening and keep your account open for at least 90 days to earn the reward.

Who’s eligible: You must be a resident of Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia to qualify for this bonus offer. You must also be a new Huntington checking customer who hasn’t closed a checking account within the last six months.

You’ll need to fund this new account with money not currently on deposit with Huntington. You cannot combine this offer with another checking offer.

You can redeem the offer by applying either online or through a code found online to bring to your local branch.

Account details: The Huntington 5 Checking account earns at a modest 0.05% APY. There is a small $5 monthly fee that you can waive with at least $5,000 in total relationship balances, which includes other Huntington deposit and investment accounts.

The Asterisk-Free Checking account is more basic. It does not charge a monthly fee, earn interest or have a minimum balance requirement.

Chase — $200 bonus with $25 minimum deposit

Offer ends 01/21/2020

Offer rules: When you open a new Chase Total Checking account with at least $25 and set up direct deposit, you can get a bonus of $200. The direct deposit needs to be made to the account within 60 days of account opening. This can be your paycheck, pension or government benefits.

Opening the checking account alone can earn the $200 bonus. If you would also like to open a Chase Savings account along with the Chase Total Checking, you can boost your total reward to $350.

Who’s eligible: You cannot open a new account with the checking account bonus offer if you already have a Chase checking account. The offer also doesn’t apply to those with fiduciary accounts, who have had accounts closed within the last 90 days or closed with a negative balance.

Account details: Chase Total Checking is the bank’s most popular checking account out of its three checking options. It’s also the most basic and straightforward without any added perks or features. It charges a $12 monthly service fee that you can waive with either direct deposits of at least $500, a minimum daily balance of at least $1,500 or an average daily balance of at least $5,000 in combined linked qualifying Chase checking, savings and other balances.

SunTrust — $200 bonus with $500 in direct deposits

Offer ends 03/31/2020

Offer rules: This checking bonus offer applies to new SunTrust Essential Checking accounts. You must make at least $500 in direct deposits per statement cycle for two consecutive cycles within the first three full months after opening the account.

The bonus will be deposited into your new account up to 8 weeks after all qualifications have been verified.

Who’s eligible: This offer is available to new SunTrust personal checking customers. You can’t even be a secondary account holder on another account or have closed a personal checking account within 180 days of the promotion start date. You must also have a mailing address in Alabama, Arkansas, Georgia, Florida, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia or Washington, D.C.

To qualify, you must use the application link on this SunTrust page with the code Q120ESSENTIAL. You can also use the page the email yourself a coupon to bring into a SunTrust branch to redeem the offer.

The SunTrust Essential Checking account does not earn interest. There is a $7 monthly fee which you can waive with one of the following per statement cycle:

• Making 10 or more client-initiated transactions
• Making $500 or more in total qualifying monthly Direct Deposits
• Keeping a $500 minimum daily collected balance

Students opening a new account may also receive a 5-year Student waiver.

Citibank — $200 bonus with $5,000 minimum deposit

Offer ends 03/31/2020
Offer rules: Opening a new Citibank checking account in a Basic Banking Package can earn a $200 bonus if you deposit at least $5,000 in new money within 30 days of opening. You need to maintain at least that minimum in the account for 60 consecutive calendar days to fully qualify for the reward.

Who’s eligible: You can redeem this offer through the offer webpage. You’re eligible if you’re a new Citibank customer who is at least 18 years old and a U.S. citizen or resident.

The account: The Basic Banking Package is made for simple checking. It includes unlimited check writing and free non-Citi ATM usage for customers 62 and older. There is a $12 monthly fee that you can waive by making one qualifying direct deposit and one qualifying bill payment each cycle, or by keeping a combined average monthly balance of at least $1,500 in this account and other eligible linked accounts. Customers 62 and older can also waive the fee.

Fifth Third Bank — $250 bonus with $500 minimum deposit

Offer ends 04/30/2020

Offer rules: You have the option of opening a new Fifth Third Essential, Enhanced, Preferred or Free checking account to earn the bank’s $250 bonus offer. While you don’t need to open the new account with a specific deposit amount right away, you have 45 days to reach an account balance of at least $500. Then you’ll need to maintain at least $500 in the account for 60 days to qualify completely for the bonus.

Who’s eligible: To redeem this offer, you will need to visit this Fifth Third webpage, email yourself the offer coupon and bring it to a Fifth Third branch to redeem. This limits the offer’s availability to customers near a branch, which you can find in Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, Tennessee and West Virginia.

You do not qualify for this bonus if you are already a Fifth Third Bank customer, or have closed an account with the bank within the last 12 months.

Account details: Unlike most other banks, Fifth Third Bank allows you to choose which checking account – Essential, Enhanced, Preferred or Free (when available) — you’d like to open with the bonus offer. This gives you the flexibility to open the account that works better for you in the long run. The Fifth Third Enhanced and Preferred Checking accounts earn interest on your balances, with the Preferred Checking earning at a slightly higher rate. As for fees, the monthly service fee ranges from $8 to $25, which you can waive with minimum balances.

TD Bank — $150 bonus with $500 in direct deposits

No expiration date

Offer rules: If the TD Bank Beyond Checking account above isn’t quite your style, you can still earn $150 when you open a new TD Convenience Checking (SM) account. You’ll also have to make at least $500 in cumulative direct deposits within 60 days after opening to qualify for the offer. The direct deposits can be a paycheck, pension or government benefits from your employer or the government.

Who’s eligible: This offer is open only to new TD Bank customers without any previous or current TD Bank personal checking accounts.

The account: The TD Convenience Checking account doesn’t earn interest. It charges a $15 monthly fee that you can waive by maintaining a $100 daily balance or if you’re aged 17 to 23.