CD Rates

If you're willing to tie up your money for 6 months or longer, a certificate of deposit might give you a better rate while still having full FDIC protection. Tell us below how much you want to deposit and how long you can keep it locked up, and we'll show you the best CD rates.

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Editorial Disclaimer: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities. Some of the offers below are from our partners.

How MagnifyMoney Gets Paid

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SHOWING 63 ACCOUNTS OFFERS

Interest Earned
 
Minimum deposit to earn APY
APY

$172

over 12 months

12 Month CD from CD Bank
12 Month CD

$100,000

min deposit to earn apy

1.56%

SEE DETAILS

on CD Bank’s secure website

Member FDIC

$83

over 12 months

12 Month Share Certificate from Communitywide Federal Credit Union
12 Month Share Certificate

$1,000

min deposit to earn apy

0.75%

SEE DETAILS

on Communitywide Federal Credit Union’s secure website

NCUA Insured

$72

over 12 months

12 Month CD from Hughes Federal Credit Union
12 Month CD

$1,000

min deposit to earn apy

0.65%

SEE DETAILS

on Hughes Federal Credit Union’s secure website

NCUA Insured

$66

over 12 months

1 Year CESA from PenFed Credit Union
1 Year CESA

$500

min deposit to earn apy

0.60%

SEE DETAILS

on PenFed Credit Union’s secure website

NCUA Insured

$66

over 12 months

12 Month CD from First Internet Bank
12 Month CD

$1,000

min deposit to earn apy

0.60%

SEE DETAILS

on First Internet Bank’s secure website

Member FDIC

$66

over 12 months

12 Month CD w/ Active Rewards from Langley Federal Credit Union
12 Month CD w/ Active Rewards

$1,000

min deposit to earn apy

0.60%

SEE DETAILS

on Langley Federal Credit Union’s secure website

NCUA Insured

$66

over 12 months

12 Month CD from BankDirect
12 Month CD

$10,000

min deposit to earn apy

0.60%

SEE DETAILS

on BankDirect’s secure website

Member FDIC

$66

over 12 months

12 Month CD from NexBank
12 Month CD

$10,000

min deposit to earn apy

0.60%

SEE DETAILS

on NexBank’s secure website

Member FDIC

$61

over 12 months

12 Month High Yield CD from Ally Bank, Member FDIC
12 Month High Yield CD

$0

min deposit to earn apy

0.55%

SEE DETAILS

on Ally Bank’s secure website

Member FDIC

$61

over 12 months

12 Month Online CD from Barclays
12 Month Online CD

$0.01

min deposit to earn apy

0.55%

SEE DETAILS

on Barclays’s secure website

Member FDIC

$61

over 12 months

12 Month CD from Synchrony Bank
12 Month CD

$2,000

min deposit to earn apy

0.55%

SEE DETAILS

on Synchrony Bank’s secure website

Member FDIC

$61

over 12 months

1 Year CD from Evansville Teachers Federal Credit Union
1 Year CD

$1,000

min deposit to earn apy

0.55%

SEE DETAILS

on Evansville Teachers Federal Credit Union’s secure website

NCUA Insured

$61

over 12 months

1 Year CD from TIAA Bank
1 Year CD

$1,000

min deposit to earn apy

0.55%

SEE DETAILS

on TIAA Bank’s secure website

Member FDIC

$61

over 12 months

12 Month CD from Limelight Bank
12 Month CD

$1,000

min deposit to earn apy

0.55%

SEE DETAILS

on Limelight Bank’s secure website

Member FDIC

$61

over 12 months

12 Month iGOCD from iGObanking
12 Month iGOCD

$1,000

min deposit to earn apy

0.55%

SEE DETAILS

on iGObanking’s secure website

Member FDIC

$61

over 12 months

12 Month PurelyCD - New Money from BankPurely
12 Month PurelyCD - New Money

$1,000

min deposit to earn apy

0.55%

SEE DETAILS

on BankPurely’s secure website

Member FDIC

$61

over 12 months

12-17 Month Share CD from Alliant Credit Union
12-17 Month Share CD

$1,000

min deposit to earn apy

0.55%

SEE DETAILS

on Alliant Credit Union’s secure website

NCUA Insured

$61

over 12 months

12 Month Certificate from Navy Federal Credit Union
12 Month Certificate

$100,000

min deposit to earn apy

0.55%

SEE DETAILS

on Navy Federal Credit Union’s secure website

NCUA Insured

$55

over 12 months

12 Month CD from Kinecta Federal Credit Union
12 Month CD

$100,000

min deposit to earn apy

0.50%

SEE DETAILS

on Kinecta Federal Credit Union’s secure website

NCUA Insured

$55

over 12 months

12 Month CD from Greenwood Credit Union
12 Month CD

$1,000

min deposit to earn apy

0.50%

SEE DETAILS

on Greenwood Credit Union’s secure website

NCUA Insured

$55

over 12 months

12 Month Share Certificate from UNIFY Financial Credit Union
12 Month Share Certificate

$1,000

min deposit to earn apy

0.50%

SEE DETAILS

on UNIFY Financial Credit Union’s secure website

NCUA Insured

$55

over 12 months

12 Month EasyStart Certificate from Navy Federal Credit Union
12 Month EasyStart Certificate

$100

min deposit to earn apy

0.50%

SEE DETAILS

on Navy Federal Credit Union’s secure website

NCUA Insured

$55

over 12 months

1 Year Share Certificate from AFFCU
1 Year Share Certificate

$1,000

min deposit to earn apy

0.50%

SEE DETAILS

on AFFCU’s secure website

NCUA Insured

$50

over 12 months

12 Month Share Certificate from NASA Federal Credit Union
12 Month Share Certificate

$1,000

min deposit to earn apy

0.45%

SEE DETAILS

on NASA Federal Credit Union’s secure website

NCUA Insured

$44

over 12 months

12-17 Month Share Certificate from Chartway Federal Credit Union
12-17 Month Share Certificate

$0

min deposit to earn apy

0.40%

SEE DETAILS

on Chartway Federal Credit Union’s secure website

NCUA Insured

$44

over 12 months

1 Year Term CD from Rising Bank
1 Year Term CD

$1,000

min deposit to earn apy

0.40%

SEE DETAILS

on Rising Bank’s secure website

Member FDIC

$44

over 12 months

12 Month CD from DollarSavingsDirect
12 Month CD

$1,000

min deposit to earn apy

0.40%

SEE DETAILS

on DollarSavingsDirect’s secure website

Member FDIC

$44

over 12 months

12 Month CD from California Coast Credit Union
12 Month CD

$100,000

min deposit to earn apy

0.40%

SEE DETAILS

on California Coast Credit Union’s secure website

NCUA Insured

$44

over 12 months

12 Month The Generator Certificate Special from Andrews Federal Credit Union
12 Month The Generator Certificate Special

$50

min deposit to earn apy

0.40%

SEE DETAILS

on Andrews Federal Credit Union’s secure website

NCUA Insured

$44

over 12 months

1 Year Certificate from Jovia Financial Credit Union
1 Year Certificate

$100

min deposit to earn apy

0.40%

SEE DETAILS

on Jovia Financial Credit Union’s secure website

NCUA Insured

$39

over 12 months

12 Month CD from American Bank
12 Month CD

$500

min deposit to earn apy

0.35%

SEE DETAILS

on American Bank’s secure website

Member FDIC

$39

over 12 months

12 Month CD Special from Salem Five
12 Month CD Special

$10,000

min deposit to earn apy

0.35%

SEE DETAILS

on Salem Five’s secure website

Member FDIC

$39

over 12 months

12 Month Youth Certificate from Mountain America Credit Union
12 Month Youth Certificate

$5

min deposit to earn apy

0.35%

SEE DETAILS

on Mountain America Credit Union’s secure website

NCUA Insured

$39

over 12 months

12 Month CD from Teachers Federal Credit Union
12 Month CD

$1,000

min deposit to earn apy

0.35%

SEE DETAILS

on Teachers Federal Credit Union’s secure website

NCUA Insured

$39

over 12 months

12 Month Certificate from AgFed Credit Union
12 Month Certificate

$1,000

min deposit to earn apy

0.35%

SEE DETAILS

on AgFed Credit Union’s secure website

NCUA Insured

$33

over 12 months

12 Month CD from Lake Michigan Credit Union
12 Month CD

$500

min deposit to earn apy

0.30%

SEE DETAILS

on Lake Michigan Credit Union’s secure website

NCUA Insured

$33

over 12 months

12 Month CD from Blue Federal Credit Union
12 Month CD

$10,000

min deposit to earn apy

0.30%

SEE DETAILS

on Blue Federal Credit Union’s secure website

NCUA Insured

$33

over 12 months

12 Month Online CD from HSBC
12 Month Online CD

$1,000

min deposit to earn apy

0.30%

SEE DETAILS

on HSBC’s secure website

Member FDIC

$33

over 12 months

12 Month CD from First Republic Bank
12 Month CD

$10,000

min deposit to earn apy

0.30%

SEE DETAILS

on First Republic Bank’s secure website

Member FDIC

$33

over 12 months

12 Month eCD from Virtual Bank
12 Month eCD

$10,000

min deposit to earn apy

0.30%

SEE DETAILS

on Virtual Bank’s secure website

Member FDIC

$31

over 12 months

12-23 Month Share Certificate from United States Senate Federal Credit Union
12-23 Month Share Certificate

$1,000

min deposit to earn apy

0.28%

SEE DETAILS

on United States Senate Federal Credit Union’s secure website

NCUA Insured

$28

over 12 months

12 - 17 Month CD from Northpointe Bank
12 - 17 Month CD

$2,500

min deposit to earn apy

0.25%

SEE DETAILS

on Northpointe Bank’s secure website

Member FDIC

$28

over 12 months

12 Month CD from The Berkshire Bank
12 Month CD

$10,000

min deposit to earn apy

0.25%

SEE DETAILS

on The Berkshire Bank’s secure website

Member FDIC

$28

over 12 months

12 Month Online CD from PurePoint Financial
12 Month Online CD

$10,000

min deposit to earn apy

0.25%

SEE DETAILS

on PurePoint Financial’s secure website

Member FDIC

$24

over 12 months

1 Year Share Certificate from Northwest Federal Credit Union
1 Year Share Certificate

$1,000

min deposit to earn apy

0.22%

SEE DETAILS

on Northwest Federal Credit Union’s secure website

NCUA Insured

$22

over 12 months

1 Year Super Time Deposit CD from Bank of China
1 Year Super Time Deposit CD

$5,000

min deposit to earn apy

0.20%

SEE DETAILS

on Bank of China’s secure website

Member FDIC

$22

over 12 months

12 - 23 Month QuickStart CD from Digital Federal Credit Union (DCU)
12 - 23 Month QuickStart CD

$100

min deposit to earn apy

0.20%

SEE DETAILS

on Digital Federal Credit Union (DCU)’s secure website

NCUA Insured

$22

over 12 months

12 Month 360 CD from Capital One
12 Month 360 CD

$0

min deposit to earn apy

0.20%

SEE DETAILS

on Capital One’s secure website

Member FDIC

$22

over 12 months

12 Month CD from American Express National Bank
12 Month CD

$1

min deposit to earn apy

0.20%

SEE DETAILS

on American Express National Bank’s secure website

Member FDIC

$20

over 12 months

1 Year CD from Bank of China
1 Year CD

$1,000

min deposit to earn apy

0.18%

SEE DETAILS

on Bank of China’s secure website

Member FDIC

$17

over 12 months

1 Year CDARS from TIAA Bank
1 Year CDARS

$10,000

min deposit to earn apy

0.15%

SEE DETAILS

on TIAA Bank’s secure website

Member FDIC

$17

over 12 months

12 Month CD from BankUnitedDirect
12 Month CD

$1,000

min deposit to earn apy

0.15%

SEE DETAILS

on BankUnitedDirect’s secure website

Member FDIC

$17

over 12 months

1 Year Popular Direct CD from Popular Direct
1 Year Popular Direct CD

$10,000

min deposit to earn apy

0.15%

SEE DETAILS

on Popular Direct’s secure website

Member FDIC

$11

over 12 months

1 Year Flexible Rate CD from Comerica Bank
1 Year Flexible Rate CD

$100,000

min deposit to earn apy

0.10%

SEE DETAILS

on Comerica Bank’s secure website

Member FDIC

$11

over 12 months

1 Year Youth Add-On Certificate from Northwest Federal Credit Union
1 Year Youth Add-On Certificate

$100

min deposit to earn apy

0.10%

SEE DETAILS

on Northwest Federal Credit Union’s secure website

NCUA Insured

$6

over 12 months

12 Month Select Promo CD from M&T Bank
12 Month Select Promo CD

$1,000

min deposit to earn apy

0.05%

SEE DETAILS

on M&T Bank’s secure website

Member FDIC

$6

over 12 months

1 Year CD from ableBanking
1 Year CD

$1,000

min deposit to earn apy

0.05%

SEE DETAILS

on ableBanking’s secure website

Member FDIC

$6

over 12 months

1 Year Fixed Rate CD from Comerica Bank
1 Year Fixed Rate CD

$1,000

min deposit to earn apy

0.05%

SEE DETAILS

on Comerica Bank’s secure website

Member FDIC

$6

over 12 months

12 Month Share Certificate from Andrews Federal Credit Union
12 Month Share Certificate

$1,000

min deposit to earn apy

0.05%

SEE DETAILS

on Andrews Federal Credit Union’s secure website

NCUA Insured

$6

over 12 months

12 Month Jumbo Share Certificate from Andrews Federal Credit Union
12 Month Jumbo Share Certificate

$10,000

min deposit to earn apy

0.05%

SEE DETAILS

on Andrews Federal Credit Union’s secure website

NCUA Insured

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