CD Rates

If you're willing to tie up your money for 6 months or longer, a certificate of deposit might give you a better rate while still having full FDIC protection. Tell us below how much you want to deposit and how long you can keep it locked up, and we'll show you the best CD rates.

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Editorial Disclaimer: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities. Some of the offers below are from our partners.

How MagnifyMoney Gets Paid

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SHOWING 130 ACCOUNTS OFFERS

Interest Earned
 
Minimum deposit to earn APY
APY

$83

over 12 months

12 Month CD from NexBank
12 Month CD

$10,000

min deposit to earn apy

0.75%

SEE DETAILS

Member FDIC

$77

over 12 months

12 Month CD w/ Active Rewards from Langley Federal Credit Union
12 Month CD w/ Active Rewards

$1,000

min deposit to earn apy

0.70%

SEE DETAILS

NCUA Insured

$77

over 12 months

12 Month Share Certificate from Communitywide Federal Credit Union
12 Month Share Certificate

$1,000

min deposit to earn apy

0.70%

SEE DETAILS

NCUA Insured

$72

over 12 months

12 Month VIP CD from Lake Michigan Credit Union
12 Month VIP CD

$500

min deposit to earn apy

0.65%

SEE DETAILS

NCUA Insured

$69

over 12 months

1-Year CD from Comenity Direct
1-Year CD

$1,500

min deposit to earn apy

0.63%

SEE DETAILS

Member FDIC

$66

over 12 months

Promo High-Yield 12 Month CD (New Money) from BrioDirect
Promo High-Yield 12 Month CD (New Money)

$500

min deposit to earn apy

0.60%

SEE DETAILS

FDIC Insured

$66

over 12 months

1 Year Dividend Paid Quarterly Certificate from Wings Financial Credit Union
1 Year Dividend Paid Quarterly Certificate

$10,000

min deposit to earn apy

0.60%

SEE DETAILS

NCUA Insured

$66

over 12 months

12 Month Certificate from State Department Federal Credit Union
12 Month Certificate

$500

min deposit to earn apy

0.60%

SEE DETAILS

NCUA Insured

$66

over 12 months

1 Year CD from Evansville Teachers Federal Credit Union
1 Year CD

$1,000

min deposit to earn apy

0.60%

SEE DETAILS

NCUA Insured

$66

over 12 months

12 Month CD from First Internet Bank
12 Month CD

$1,000

min deposit to earn apy

0.60%

SEE DETAILS

Member FDIC

$66

over 12 months

12 Month CD from Limelight Bank
12 Month CD

$1,000

min deposit to earn apy

0.60%

SEE DETAILS

Member FDIC

$66

over 12 months

12 Month CD from BankDirect
12 Month CD

$10,000

min deposit to earn apy

0.60%

SEE DETAILS

Member FDIC

$61

over 12 months

12 Month High Yield CD from Ally Bank, Member FDIC
12 Month High Yield CD

$0

min deposit to earn apy

0.55%

SEE DETAILS

Member FDIC

$61

over 12 months

12 Month CD from Spectrum Credit Union
12 Month CD

$500

min deposit to earn apy

0.55%

SEE DETAILS

NCUA Insured

$61

over 12 months

12 Month Certificate from USALLIANCE Financial
12 Month Certificate

$500

min deposit to earn apy

0.55%

SEE DETAILS

NCUA Insured

$61

over 12 months

12 – 23 Month CD from Hiway Credit Union
12 – 23 Month CD

$10,000

min deposit to earn apy

0.55%

SEE DETAILS

NCUA Insured

$61

over 12 months

High-yield 12 Month CD from Marcus by Goldman Sachs
High-yield 12 Month CD

$500

min deposit to earn apy

0.55% ?

SEE DETAILS

Member FDIC

$61

over 12 months

12 Month CD from Kinecta Federal Credit Union
12 Month CD

$1,000

min deposit to earn apy

0.55%

SEE DETAILS

NCUA Insured

$61

over 12 months

12 Month iGOCD from iGObanking
12 Month iGOCD

$1,000

min deposit to earn apy

0.55%

SEE DETAILS

Member FDIC

$61

over 12 months

12 Month PurelyCD - New Money from BankPurely
12 Month PurelyCD - New Money

$1,000

min deposit to earn apy

0.55%

SEE DETAILS

Member FDIC

$61

over 12 months

12 Month Certificate from Navy Federal Credit Union
12 Month Certificate

$10,000

min deposit to earn apy

0.55%

SEE DETAILS

NCUA Insured

$61

over 12 months

12 Month Certificate from Connexus Credit Union
12 Month Certificate

$5,000

min deposit to earn apy

0.55%

SEE DETAILS

NCUA Insured

$55

over 12 months

12 Month CD from Synchrony Bank
12 Month CD

$2,000

min deposit to earn apy

0.50%

SEE DETAILS

Member FDIC

$55

over 12 months

1 Year CD from Radius Bank
1 Year CD

$500

min deposit to earn apy

0.50%

SEE DETAILS

Member FDIC

$55

over 12 months

12 Month Certificate from Aspire Federal Credit Union
12 Month Certificate

$500

min deposit to earn apy

0.50%

SEE DETAILS

NCUA Insured

$55

over 12 months

12 Month Share Certificate from Signature Federal Credit Union
12 Month Share Certificate

$500

min deposit to earn apy

0.50%

SEE DETAILS

NCUA Insured

$55

over 12 months

12 Month Share Certificate from Service Credit Union
12 Month Share Certificate

$500

min deposit to earn apy

0.50%

SEE DETAILS

NCUA Insured

$55

over 12 months

1 Year CD from TIAA Bank
1 Year CD

$1,000

min deposit to earn apy

0.50%

SEE DETAILS

TIAA Bank's website is secure

Member FDIC

$55

over 12 months

1 Year Term CD from Rising Bank
1 Year Term CD

$1,000

min deposit to earn apy

0.50%

SEE DETAILS

Member FDIC

$55

over 12 months

12 Month CD from Greenwood Credit Union
12 Month CD

$1,000

min deposit to earn apy

0.50%

SEE DETAILS

NCUA Insured

$55

over 12 months

12 Month Share Certificate from UNIFY Financial Credit Union
12 Month Share Certificate

$1,000

min deposit to earn apy

0.50%

SEE DETAILS

NCUA Insured

$55

over 12 months

12-17 Month Share CD from Alliant Credit Union
12-17 Month Share CD

$1,000

min deposit to earn apy

0.50%

SEE DETAILS

NCUA Insured

$55

over 12 months

12 Month CD from Discover Bank
12 Month CD

$2,500

min deposit to earn apy

0.50%

SEE DETAILS

Member FDIC

$55

over 12 months

12 Month CD from INSBANK Online
12 Month CD

$2,500

min deposit to earn apy

0.50%

SEE DETAILS

Member FDIC

$55

over 12 months

12 Month CD from Colorado Federal Savings Bank
12 Month CD

$5,000

min deposit to earn apy

0.50%

SEE DETAILS

Member FDIC

$55

over 12 months

12 Month Regular Share Certificate from American Airlines Credit Union
12 Month Regular Share Certificate

$1,000

min deposit to earn apy

0.50%

SEE DETAILS

NCUA Insured

$55

over 12 months

12 Month EasyStart Certificate from Navy Federal Credit Union
12 Month EasyStart Certificate

$100

min deposit to earn apy

0.50%

SEE DETAILS

NCUA Insured

$55

over 12 months

1 Year Share Certificate from AFFCU
1 Year Share Certificate

$1,000

min deposit to earn apy

0.50%

SEE DETAILS

NCUA Insured

$50

over 12 months

1 Year CD from Consumers Credit Union (IL)
1 Year CD

$250

min deposit to earn apy

0.45%

SEE DETAILS

NCUA Insured

$50

over 12 months

12 Month CD from Prime Alliance Bank
12 Month CD

$500

min deposit to earn apy

0.45%

SEE DETAILS

Member FDIC

$50

over 12 months

High-Rate 12 Month CD from BrioDirect
High-Rate 12 Month CD

$500

min deposit to earn apy

0.45%

SEE DETAILS

FDIC Insured

$50

over 12 months

12 Month Share Certificate from NASA Federal Credit Union
12 Month Share Certificate

$1,000

min deposit to earn apy

0.45%

SEE DETAILS

NCUA Insured

$50

over 12 months

12 Month CD from Sallie Mae Bank
12 Month CD

$2,500

min deposit to earn apy

0.45%

SEE DETAILS

Member FDIC

$50

over 12 months

12 Month CD from State Bank of India
12 Month CD

$5,000

min deposit to earn apy

0.45%

SEE DETAILS

Member FDIC

$50

over 12 months

12 Month Online Time Deposit from My eBanc
12 Month Online Time Deposit

$5,000

min deposit to earn apy

0.45%

SEE DETAILS

Member FDIC

$50

over 12 months

12 Month Certificate from Bethpage Federal Credit Union
12 Month Certificate

$50

min deposit to earn apy

0.45%

SEE DETAILS

NCUA Insured

$50

over 12 months

12 Month CD from Pennsylvania State Employees Credit Union
12 Month CD

$500

min deposit to earn apy

0.45%

SEE DETAILS

NCUA Insured

$50

over 12 months

12 to 17 Month CD from Visions Federal Credit Union
12 to 17 Month CD

$500

min deposit to earn apy

0.45%

SEE DETAILS

NCUA Insured

$50

over 12 months

1 Year Certificate from Jovia Financial Credit Union
1 Year Certificate

$1,000

min deposit to earn apy

0.45%

SEE DETAILS

NCUA Insured

$44

over 12 months

1 Year CESA from PenFed Credit Union
1 Year CESA

$500

min deposit to earn apy

0.40%

SEE DETAILS

NCUA Insured

$44

over 12 months

12 Month CD from Lake Michigan Credit Union
12 Month CD

$500

min deposit to earn apy

0.40%

SEE DETAILS

NCUA Insured

$44

over 12 months

12 Month CD from SEFCU
12 Month CD

$500

min deposit to earn apy

0.40%

SEE DETAILS

NCUA Insured

$44

over 12 months

12 Month CD from Bank5 Connect
12 Month CD

$500

min deposit to earn apy

0.40%

SEE DETAILS

Member FDIC

$44

over 12 months

12 Month CD from Self-Help Credit Union
12 Month CD

$500

min deposit to earn apy

0.40%

SEE DETAILS

NCUA Insured

$44

over 12 months

12 Month CD from Latino Credit Union
12 Month CD

$500

min deposit to earn apy

0.40%

SEE DETAILS

NCUA Insured

$44

over 12 months

1 Year CD from ableBanking
1 Year CD

$1,000

min deposit to earn apy

0.40%

SEE DETAILS

Member FDIC

$44

over 12 months

12 Month CD from California Coast Credit Union
12 Month CD

$10,000

min deposit to earn apy

0.40%

SEE DETAILS

NCUA Insured

$44

over 12 months

12 Month CD from DollarSavingsDirect
12 Month CD

$1,000

min deposit to earn apy

0.40%

SEE DETAILS

Member FDIC

$44

over 12 months

12 Month CD from Banesco USA
12 Month CD

$1,500

min deposit to earn apy

0.40%

SEE DETAILS

Member FDIC

$44

over 12 months

12 Month The Generator Certificate Special from Andrews Federal Credit Union
12 Month The Generator Certificate Special

$50

min deposit to earn apy

0.40%

SEE DETAILS

NCUA Insured

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