Checking Accounts Offers

The goal in finding a good checking account is one that is completely free, minimizing all fees. We can't stand fees at Magnify, so we've recommended the best offers out of hundreds, with a distinct eye towards eliminating fees. 

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Editorial Disclaimer: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities. Some of the offers below are from our partners.

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SHOWING 109 ACCOUNTS OFFERS

APY
Fees
Simple - Checking Account + Protected Goals Account*
Checking Account + Protected Goals Account

A+

Very Transparent

0.60%*

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$0
NSF Fee
$0
Charles Schwab Bank - High Yield Investor Checking
High Yield Investor Checking

A+

Very Transparent

0.03%*

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$0
NSF Fee
$25
Ally Bank, Member FDIC - Interest Checking Account
Interest Checking Account

A+

Very Transparent

0.10%*

Min.
$0
Max.
$14.999k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$25
NSF Fee
$25
Salem Five Direct - eOne Checking
eOne Checking

A+

Very Transparent

0.10%*

Min.
$0
Max.
$1000k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
Bank5 Connect - High-Interest Checking
Checking Account

A+

Very Transparent

0.20%*

Min.
$100
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
Not Available
NSF Fee
$15
Alliant Credit Union - High-Rate Checking
High-Rate Checking

A+

Very Transparent

0.25%*As of Wednesday, April 1, 2020

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$28
NSF Fee
$25
First Technology Federal Credit Union - Dividend Rewards Checking
Dividend Rewards Checking

A+

Very Transparent

1.25%*

Min.
$0
Max.
$10k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$28
NSF Fee
$28
Bay State Savings Bank - Kasasa Cash
Kasasa Cash

A+

Very Transparent

2.01%*

Min.
$0
Max.
$20k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$35
NSF Fee
$35
Evansville Teachers Federal Credit Union - Vertical Checking (Qualifying)
Vertical Checking (Qualifying)

A+

Very Transparent

3.30%*

Min.
$0
Max.
$20k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$27
NSF Fee
$27
Chase Bank - Chase Total Checking
Chase Total Checking

B

A little complex

0.00%*

Min.
$0
Max.
NO MAX
Monthly Fee
$12
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$34
NSF Fee
$34
TD Bank - TD Convenience Checking
TD Convenience Checking account

B

A little complex

0.00%*

Min.
$0
Max.
NO MAX
Monthly Fee
$15
ATM Fee
$3 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35
Chase Bank - Chase Premier Plus Checking
Premier Plus Checking Chase Bank

B

A little complex

0.01%*

Min.
$5,000
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$5 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$34
NSF Fee
$34
Comerica Bank - Rich Rewards Checking
Rich Rewards Checking

B

A little complex

0.01%*

Min.
$1
Max.
NO MAX
Monthly Fee
$18
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$14 transfer fee - inbound
Overdraft Fee
$38
NSF Fee
$38
Comerica Bank - Premier Checking
Premier Checking

B

A little complex

0.01%*

Min.
$1
Max.
NO MAX
Monthly Fee
$22
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$14 transfer fee - inbound
Overdraft Fee
$38
NSF Fee
$38
Flagstar Bank - SimplyPlus Checking
SimplyPlus Checking

B

A little complex

0.01%*

Min.
$1,000
Max.
$9.999k
Monthly Fee
$10
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$36
NSF Fee
$36
Wells Fargo Bank - Wells Fargo Preferred Checking
Preferred Checking

B

A little complex

0.01%*

Min.
$500
Max.
NO MAX
Monthly Fee
$15
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35
Citizens Bank (RI) - Citizens Bank Platinum Checking
Citizens Bank Platinum Checking

B

A little complex

0.02%*

Min.
$2,500
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$3 third party ATM fee
Transfer Fee
$28 transfer fee - inbound
Overdraft Fee
$37
NSF Fee
$37
Citizens Bank (RI) - Citizens Bank Platinum Plus Checking
Citizens Bank Platinum Plus Checking

B

A little complex

0.02%*

Min.
$2,500
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$3 third party ATM fee
Transfer Fee
$28 transfer fee - inbound
Overdraft Fee
$37
NSF Fee
$37
UNIFY Financial Credit Union - Premier Checking
Premier Checking

B

A little complex

0.03%*

Min.
$2,000
Max.
NO MAX
Monthly Fee
$5
ATM Fee
$1 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$30
UNIFY Financial Credit Union - e-Checking
e-Checking

B

A little complex

0.03%*

Min.
$1,000
Max.
NO MAX
Monthly Fee
$20
ATM Fee
$1 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$30
Citi - Basic Banking Package
Basic Banking Package

B

A little complex

0.04%*

Min.
$0
Max.
$9.999k
Monthly Fee
$12
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$34
NSF Fee
$34
Citi - Citibank Account Package
Citibank Account Package

B

A little complex

0.04%*

Min.
$0
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$34
NSF Fee
$34
Citi - Access Account Package
Access Account Package

B

A little complex

0.04%*

Min.
$0
Max.
$9.999k
Monthly Fee
$10
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
Not Available
NSF Fee
Not Available
California Coast Credit Union - Dividend Checking
Dividend Checking

B

A little complex

0.05%*

Min.
$50
Max.
NO MAX
Monthly Fee
$8
ATM Fee
$2 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$35
NSF Fee
$35
California Coast Credit Union - Ultra Performance Checking
Ultra Performance Checking

B

A little complex

0.05%*

Min.
$2,500
Max.
$9.999k
Monthly Fee
$20
ATM Fee
$2 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$35
NSF Fee
$35
ESL Federal Credit Union - Premier Checking
Premier Checking

B

A little complex

0.05%*

Min.
$1
Max.
NO MAX
Monthly Fee
$6
ATM Fee
$1.50 third party ATM fee
Transfer Fee
$12 transfer fee - inbound
Overdraft Fee
$25
NSF Fee
$25
Patelco Credit Union - Interest Checking
Interest Checking

B

A little complex

0.05%*

Min.
$0
Max.
NO MAX
Monthly Fee
$5
ATM Fee
$1.75 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$28
NSF Fee
$28
Summit Credit Union (WI) - Dividend Checking
Dividend Checking

B

A little complex

0.05%*

Min.
$25
Max.
NO MAX
Monthly Fee
$6
ATM Fee
$1 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$25
NSF Fee
$25
Keesler Federal Credit Union - Ultimate Checking
Ultimate Checking

B

A little complex

0.20%*

Min.
$2,500
Max.
NO MAX
Monthly Fee
$8
ATM Fee
$1.50 third party ATM fee
Transfer Fee
$20 transfer fee - inbound
Overdraft Fee
$25
NSF Fee
$25
Affinity Federal Credit Union - MoreChecking
MoreChecking

B

A little complex

0.25%*

Min.
$1,000
Max.
NO MAX
Monthly Fee
$7
ATM Fee
$2.25 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$33
NSF Fee
$33
Lake Michigan Credit Union - Investors Checking Account
Investors Checking Account

B

A little complex

0.25%*

Min.
$5,000
Max.
$24.999k
Monthly Fee
$10
ATM Fee
$1 third party ATM fee
Transfer Fee
$5 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$30
Navy Federal Credit Union - Flagship Checking
Flagship Checking

B

A little complex

0.35%*

Min.
$1,500
Max.
$9.999k
Monthly Fee
$10
ATM Fee
$1 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$20
NSF Fee
$29
American Airlines Credit Union - Flagship Checking
Flagship Checking

B

A little complex

0.40%*

Min.
$750
Max.
NO MAX
Monthly Fee
$5.75
ATM Fee
$2 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$25
NSF Fee
$25
Orion Federal Credit Union - Premium Checking
Premium Checking

B

A little complex

1.00%*

Min.
$0
Max.
$15k
Monthly Fee
$5
ATM Fee
$1 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35
Keesler Federal Credit Union - eAdvantage Checking - Qualifying
eAdvantage Checking - Qualifying

B

A little complex

1.40%*

Min.
$0
Max.
$24.999k
Monthly Fee
$8
ATM Fee
$1.50 third party ATM fee
Transfer Fee
$20 transfer fee - inbound
Overdraft Fee
$25
NSF Fee
$25
Aspiration - Spend and Save Account
The Summit Account

C

Lots of fine print

0.00%*

Min.
$0
Max.
NO MAX
Monthly Fee
Not Available
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
BBVA - Online Checking
Online Checking

C

Lots of fine print

0.00%*

Min.
$0
Max.
NO MAX
Monthly Service Charge
None
ATM Fee
$3 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$38
NSF Fee
$38
Apple Bank for Savings - Grand Yield NOW Checking
Grand Yield NOW Checking

C

Lots of fine print

0.01%*

Min.
$2,500
Max.
NO MAX
Monthly Fee
$10
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$35
NSF Fee
$35
Bank of Blue Valley - Platinum Checking
Platinum Checking

C

Lots of fine print

0.01%*

Min.
$0
Max.
$50k
Monthly Fee
$12
ATM Fee
Not Available
Transfer Fee
$12 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35
BBVA - BBVA Premium Checking for Business
ClearChoice Premium Checking for Business

C

Lots of fine print

0.01%*

Min.
$0
Max.
$9.999k
Monthly Fee
Not Available
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
BECU (Boeing Employees Credit Union) - Member Advantage Checking
Member Advantage Checking

C

Lots of fine print

0.01%*

Min.
$500
Max.
NO MAX
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
$25
NSF Fee
$25
BECU (Boeing Employees Credit Union) - Checking
Checking

C

Lots of fine print

0.01%*

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
$25
NSF Fee
$25
HSBC - Online HSBC Premier Checking
Online HSBC Premier Checking

C

Lots of fine print

0.01%*

Min.
$5
Max.
NO MAX
Monthly Fee
$50
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$0
NSF Fee
$0
HSBC - Online HSBC Advance Checking
Online HSBC Advance Checking

C

Lots of fine print

0.01%*

Min.
$3,000
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
$12 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35
KeyBank - Key Advantage Checking
Key Advantage Checking

C

Lots of fine print

0.01%*

Min.
$5,000
Max.
$9.999k
Monthly Fee
$18
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
KeyBank - Key Privilege Checking
Key Privilege Checking (Daily Sweep)

C

Lots of fine print

0.01%*

Min.
$5,000
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
KeyBank - Key Privilege Select Checking
Key Privilege Select Checking

C

Lots of fine print

0.01%*

Min.
$5,000
Max.
$9.999k
Monthly Fee
$50
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
M&T Bank - MyChoice Premium Checking
MyChoice Premium Checking

C

Lots of fine print

0.01%*

Min.
$1
Max.
$49.999k
Monthly Fee
$24.95
ATM Fee
$0 third party ATM fee
Transfer Fee
$16 transfer fee - inbound
Overdraft Fee
$38.50
NSF Fee
$38.50
M&T Bank - MyChoice Plus Checking
MyChoice Plus Checking

C

Lots of fine print

0.01%*

Min.
$1
Max.
$1000k
Monthly Fee
$14.95
ATM Fee
$0 third party ATM fee
Transfer Fee
$16 transfer fee - inbound
Overdraft Fee
$38.50
NSF Fee
$38.50
TD Bank - TD Beyond Checking
TD Beyond Checking

C

Lots of fine print

0.01%*

Min.
$0
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35
US Bank - Platinum Checking
Platinum Checking

C

Lots of fine print

0.01%*

Min.
$2,500
Max.
$9.999k
Monthly Fee
$24.95
ATM Fee
$0 third party ATM fee
Transfer Fee
$20 transfer fee - inbound
Overdraft Fee
$36
NSF Fee
$36
US Bank - Premium Checking
Premium Checking

C

Lots of fine print

0.01%*

Min.
$1,000
Max.
$9.999k
Monthly Fee
$10.95
ATM Fee
$0 third party ATM fee
Transfer Fee
$20 transfer fee - inbound
Overdraft Fee
$36
NSF Fee
$36
USAA Bank - USAA Classic Checking
USAA Classic Checking

C

Lots of fine print

0.01%*

Min.
$1,000
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$2 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$29
NSF Fee
$29
Bellco Credit Union - Platinum Checking Account
Platinum Checking Account

C

Lots of fine print

0.03%*

Min.
$5,000
Max.
$9.999k
Monthly Fee
$12
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
Not Available
NSF Fee
$31
Comerica Bank - Comerica Platinum Circle Checking®
Comerica Platinum Circle Checking®

C

Lots of fine print

0.03%*

Min.
$1
Max.
$99.999k
Monthly Fee
$0
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$14 transfer fee - inbound
Overdraft Fee
$38
NSF Fee
$38
Flagstar Bank - SimplyMax Checking
SimplyMax Checking

C

Lots of fine print

0.03%*

Min.
$5,000
Max.
$24.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$36
NSF Fee
$36
Hudson Valley Federal Credit Union - Checking
Checking

C

Lots of fine print

0.03%*

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$2 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$34
NSF Fee
$34
TD Bank - TD 60 Plus Checking
TD 60 Plus Checking

C

Lots of fine print

0.03%*

Min.
$0
Max.
NO MAX
Monthly Fee
$10
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
$35
NSF Fee
$35
Digital Federal Credit Union (DCU) - Dividend Checking
Dividend Checking

C

Lots of fine print

0.05%*

Min.
$0
Max.
NO MAX
Monthly Fee
Not Available
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
E*TRADE Bank - Max-Rate Checking Account
Max-Rate Checking Account

C

Lots of fine print

0.05%*

Min.
$5,000
Max.
$49.999k
Monthly Fee
$15
ATM Fee
Not Available
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
Not Available
NSF Fee
$25

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