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SHOWING 106 ACCOUNTS OFFERSCustomize your results
First Technology Federal Credit Union - Dividend Rewards Checking
Very Transparent
0.05%*
Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$28
NSF Fee
$28
Rate Tiers
| Up to $999,999,999 | 0.05% APY |
Account Details
| ATM Fees Refunded - Amount | Unlimited |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Outbound | $15 |
| Required Number of Monthly Debits | 12 |
| Monthly Service Charge | $0 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Paper Statements Available | No |
| Direct Deposit Required OR ACH withdrawal | Yes |
| Online Banking Available | Yes |
| Debit Card Available | Yes |
| Min to Open | $0.01 |
| Third Party ATM Fee | $0 |
| Insufficient Funds Fee | $28 |
| Overdraft Fee | $28 |
Ally Bank - Interest Checking Account
Very Transparent
0.1%*
Min.
$0
Max.
$14.999k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$25
NSF Fee
$25
Rate Tiers
| $15,000 - $999,999,999 | 0.60% APY |
| $0.01 - $14,999.99 | 0.10% APY |
Account Details
| ATM Fees Refunded - Amount | $10 |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Inbound | $0 |
| Domestic Wire Transfer Fee - Outbound | $20 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $0 |
| Online Billpay Available | Yes |
| Online Banking Required | Yes |
| Online Banking Available | Yes |
| Debit Card Available | Yes |
| Min to Open | $0 |
| Third Party ATM Fee | $0 |
| Insufficient Funds Fee | $25 |
| Overdraft Protection Transfer Fee | $0 |
| Trust Accounts Allowed | Yes |
| Overdraft Fee | $25 |
Salem Five Direct - eOne Checking
Very Transparent
0.25%*
Min.
$0
Max.
$1000k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
Rate Tiers
| $0.01 - $1,000,000 | 0.25% APY |
| $1,000,000.01 - $999,999,999 | 0.10% APY |
Account Details
| ATM Fees Refunded - Amount | $15 |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Paper Checks Available | Yes |
| Monthly Service Charge | $0 |
| Online Billpay Available | Yes |
| Online Banking Required | Yes |
| Online Banking Available | Yes |
| Debit Card Available | Yes |
| Min to Open | $100 |
| Third Party ATM Fee | $0 |
| New Money Only | Yes |
Alliant Credit Union - High-Rate Checking
Very Transparent
0.65%*As of Monday, May 13, 2019
Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$28
NSF Fee
$25
Rate Tiers
| Up to $999,999,999.99 | 0.65% APY |
Account Details
| ATM Fees Refunded - Amount | $20 |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Inbound | $0 |
| Domestic Wire Transfer Fee - Outbound | $25 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $0 |
| Online Statements Available | Yes |
| Paper Statements Available | No |
| Direct Deposit Required | Yes |
| Online Banking Available | Yes |
| Debit Card Available | Yes |
| Min to Open | $0 |
| Third Party ATM Fee | $0 |
| Insufficient Funds Fee | $25 |
| Debit Card Replacement Fee | $0 |
| Overdraft Fee | $28 |
Bank5 Connect - Checking Account
Very Transparent
0.76%*
Min.
$100
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
Not Available
NSF Fee
$15
Rate Tiers
| $100 - $999,999,999 | 0.76% APY |
Account Details
| ATM Fees Refunded - Amount | $15 |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Inbound | $0 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $0 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Paper Statements Available | No |
| Online Banking Available | Yes |
| Debit Card Available | Yes |
| Min to Open | $10 |
| Third Party ATM Fee | $0 |
| Insufficient Funds Fee | $15 |
| Overdraft Protection Transfer Fee | $0 |
Radius Bank - Radius Hybrid Checking
Very Transparent
1%*
Min.
$2,500
Max.
$99.999k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$25
NSF Fee
$25
Rate Tiers
| $100,000 - $999,999,999 | 1.20% APY |
| $2,500 - $99,999.99 | 1% APY |
Account Details
| ATM Fees Refunded - Amount | Unlimited |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Inbound | $10 |
| Domestic Wire Transfer Fee - Outbound | $20 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $0 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Paper Statements Available | No |
| Online Banking Required | Yes |
| Online Banking Available | Yes |
| Debit Card Available | Yes |
| Min to Open | $100 |
| Third Party ATM Fee | $0 |
| Insufficient Funds Fee | $25 |
| Additional Requirements Yes;must receive a debit card | Yes |
| Overdraft Fee | $25 |
Aspiration - Aspiration Account
Very Transparent
2%*
Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
Rate Tiers
| Up to $999,999,999 | 2% APY |
Account Details
| ATM Fees Refunded - Amount | Unlimited |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Monthly Service Charge | $0 |
| Min to Open | $10 |
| Third Party ATM Fee | $0 |
Bay State Savings Bank - Kasasa Cash
Very Transparent
2.01%*
Min.
$0
Max.
$20k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$35
NSF Fee
$35
Rate Tiers
| $0.01 - $20,000 | 2.01% APY |
| $20,000.01 - $999,999,999 | 0.25% APY |
Account Details
| ATM Fees Refunded - Amount | Unlimited |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Outbound | $25 |
| Paper Checks Available | Yes |
| Required Number of Monthly Debits | 12 |
| Monthly Service Charge | $0 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Paper Statements Available | No |
| Online Banking Required | Yes |
| Online Banking Available | Yes |
| Max Number of Checks per Month | Unlimited |
| Debit Card Available | Yes |
| Min to Open | $0 |
| Third Party ATM Fee | $0 |
| Insufficient Funds Fee | $35 |
| Overdraft Protection Transfer Fee | $0 |
| Debit Card Replacement Fee | $10 |
| Overdraft Fee | $35 |
Simple - Checking Account + Protected Goals Account*
Very Transparent
2.02%*
Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$0
NSF Fee
$0
Rate Tiers
| $0.01 - $999,999,999 | 2.02% APY |
Account Details
| Domestic Wire Transfer Fee - Inbound | $0 |
| Monthly Service Charge | $0 |
| Online Billpay Available | Yes |
| Online Banking Available | Yes |
| Debit Card Available | Yes |
| Min to Open | $0 |
| Third Party ATM Fee | $0 |
| Insufficient Funds Fee | $0 |
| Debit Card Replacement Fee | $0 |
| Overdraft Fee | $0 |
Evansville Teachers Federal Credit Union - Vertical Checking (Qualifying)
Very Transparent
3.3%*
Min.
$0
Max.
$20k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$27
NSF Fee
$27
Rate Tiers
| Up to $20,000 | 3.30% APY |
Account Details
| ATM Fees Refunded - Amount | $15 |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Outbound | $20 |
| Required Number of Monthly Debits | 15 |
| Monthly Service Charge | $0 |
| Online Statements Available | Yes |
| Paper Statements Available | No |
| Direct Deposit Required | Yes |
| Online Banking Required | Yes |
| Online Banking Available | Yes |
| Debit Card Available | Yes |
| Min to Open | $25 |
| Third Party ATM Fee | $0 |
| Insufficient Funds Fee | $27 |
| Overdraft Protection Transfer Fee | $4 |
| Debit Card Replacement Fee | $5 |
| Overdraft Fee | $27 |
Comerica Bank - Rich Rewards Checking
A little complex
0.01%*
Min.
$1
Max.
NO MAX
Monthly Fee
$18
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$14 transfer fee - inbound
Overdraft Fee
$38
NSF Fee
$38
Rate Tiers
| $1 - $999,999,999 | 0.01% APY |
Account Details
| Monthly Service Charge $18; $16 with eStatements AND suppression of paper statements | $18 |
| Monthly Service Charge is Avoidable | Yes |
| Online Banking Available | Yes |
| Online Billpay Available | Yes |
| Paper Checks Available | Yes |
| Debit Card Available | Yes |
| Min Balance to Avoid Service Charge - Min $5,000 OR maintain Combined Balance | $5,000 |
| Min to Open | $50 |
| Online Statements Available | Yes |
| Paper Statements Available | Yes |
| Insufficient Funds Fee $38 for 5 or more occurrences; $34 for 2nd-4th occurrences; $26 for 1st occurrence | $38 |
| Overdraft Protection Transfer Fee $16 for 8th or more occurrences; $12 for 5th-7th occurrences;$8 for 1st-4th occurrences | $16 |
| Third Party ATM Fee | $2.50 |
| Overdraft Fee $38 for 5 or more occurrences; $34 for 2nd-4th occurrences; $26 for 1st occurrence | $38 |
| Min Balance to Avoid Service Charge - Combined $7,500 OR maintain Minimum Balance | $7,500 |
| Debit Card Replacement Fee | $5 |
| Domestic Wire Transfer Fee - Inbound | $14 |
| Domestic Wire Transfer Fee - Outbound $29- Non-Repetitive; $24- Repetitive | $29 |
Comerica Bank - Premier Checking
A little complex
0.01%*
Min.
$1
Max.
NO MAX
Monthly Fee
$22
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$14 transfer fee - inbound
Overdraft Fee
$38
NSF Fee
$38
Rate Tiers
| $1 - $999,999,999 | 0.01% APY |
Account Details
| ATM Fees Refunded - Amount | Unlimited |
| ATM Fees Refunded - Number | 4 |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Monthly Service Charge $20 with eStatements AND suppression of paper statements | $22 |
| Monthly Service Charge is Avoidable | Yes |
| Online Banking Available | Yes |
| Online Billpay Available | Yes |
| Paper Checks Available | Yes |
| Debit Card Available | Yes |
| Min Balance to Avoid Service Charge - Min | $7,500 |
| Min to Open | $50 |
| Online Statements Available | Yes |
| Paper Statements Available | No |
| Insufficient Funds Fee $38 for 5 or more occurrences; $34 for 2nd-4th occurrences; $26 for 1st occurrence | $38 |
| Overdraft Protection Transfer Fee $16 for 8th or more occurrences; $12 for 5th-7th occurrences;$8 for 1st-4th occurrences | $16 |
| Third Party ATM Fee | $2.50 |
| Overdraft Fee $38 for 5 or more occurrences; $34 for 2nd-4th occurrences; $26 for 1st occurrence | $38 |
| Min Balance to Avoid Service Charge - Combined | $20,000 |
| Debit Card Replacement Fee | $5 |
| Domestic Wire Transfer Fee - Inbound | $14 |
| Domestic Wire Transfer Fee - Outbound $29- Non-Repetitive; $24- Repetitive | $29 |
PNC Bank - Performance Interest Checking
A little complex
0.01%*
Min.
$2,000
Max.
$9.999k
Monthly Fee
$15
ATM Fee
$3 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$36
NSF Fee
$36
Rate Tiers
| $2,000 - $9,999.99 | 0.01% APY |
| $10,000 - $49,999.99 | 0.01% APY |
| $50,000 - $99,999.99 | 0.01% APY |
| $100,000 - $999,999,999 | 0.01% APY |
Account Details
| ATM Fees Refunded - Amount | Unlimited |
| ATM Fees Refunded - Number | 2 |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Inbound | $15 |
| Domestic Wire Transfer Fee - Outbound | $30 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $15 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Paper Statements Available | Yes |
| Online Banking Available | Yes |
| Max Number of Checks per Month | Unlimited |
| Monthly Service Charge is Avoidable Meet min balance or $2000 monthly Direct Deposit Requirements | Yes |
| Debit Card Available | Yes |
| Min to Open | $25 |
| Third Party ATM Fee | $3 |
| Insufficient Funds Fee | $36 |
| Overdraft Protection Transfer Fee | $0 |
| Debit Card Replacement Fee | $7.50 |
| Overdraft Fee | $36 |
| Min Balance to Avoid Service Charge - Average | $2,000 |
| Min Balance to Avoid Service Charge - Combined | $15,000 |
Wells Fargo Bank - Wells Fargo Preferred Checking
A little complex
0.01%*
Min.
$500
Max.
NO MAX
Monthly Fee
$15
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35
Rate Tiers
| $500 - $999,999,999 | 0.01% APY |
Account Details
| Domestic Wire Transfer Fee - Inbound | $15 |
| Domestic Wire Transfer Fee - Outbound | $30 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $15 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable Yes; MSC also waived w/ qualifying direct deposits of $1,000 or a linked Wells Fargo Home Mortgage | Yes |
| Debit Card Available | Yes |
| Min to Open | $25 |
| Third Party ATM Fee | $2.50 |
| Insufficient Funds Fee | $35 |
| Overdraft Protection Transfer Fee | $12.50 |
| Overdraft Fee | $35 |
| Third Party ATM - Free Transactions Per Month | 1 |
| Min Balance to Avoid Service Charge - Combined | $10,000 |
Citizens Bank (RI) - Citizens Bank Platinum Checking
A little complex
0.02%*
Min.
$2,500
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$3 third party ATM fee
Transfer Fee
$28 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35
Rate Tiers
| Up to $2,499.99 | 0.02% APY |
| $2,500 - $9,999.99 | 0.02% APY |
| $10,000 - $24,999.99 | 0.02% APY |
| $25,000 - $49,999.99 | 0.02% APY |
| $50,000 - $74,999.99 | 0.02% APY |
| $75,000 - $249,999.99 | 0.02% APY |
| $250,000 - $999,999.99 | 0.02% APY |
| $1,000,000 - $2,999,999.99 | 0.02% APY |
| $3,000,000 - $999,999,999 | 0.02% APY |
Account Details
| Domestic Wire Transfer Fee - Inbound $28 by phone; $26 by fax; $18 by mail | $28 |
| Domestic Wire Transfer Fee - Outbound $30 non-repetitive; $18 repetitive | $30 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $25 |
| Online Statements Available | Yes |
| Paper Statements Available | Yes |
| Online Banking Available | Yes |
| Max Number of Checks per Month | Unlimited |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Min to Open Any amount | $0 |
| Third Party ATM Fee | $3 |
| Insufficient Funds Fee | $35 |
| Overdraft Protection Transfer Fee | $0 |
| Debit Card Replacement Fee | $0 |
| Overdraft Fee | $35 |
| Third Party ATM - Free Transactions Per Month | 4 |
| Min Balance to Avoid Service Charge - Combined | $25,000 |
Flagstar Bank - SimplyPlus Checking
A little complex
0.02%*
Min.
$1,000
Max.
$9.999k
Monthly Fee
$10
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$36
NSF Fee
$36
Rate Tiers
| $10,000 - $24,999.99 | 0.03% APY |
| $25,000 - $999,999,999.99 | 0.03% APY |
| Up to $999.99 | 0.02% APY |
| $1,000 - $9,999.99 | 0.02% APY |
Account Details
| Domestic Wire Transfer Fee - Inbound | $10 |
| Domestic Wire Transfer Fee - Outbound | $30 |
| Monthly Service Charge | $10 |
| Online Billpay Available | Yes |
| Paper Statements Available | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Min to Open | $50 |
| Third Party ATM Fee | $2.50 |
| Insufficient Funds Fee | $36 |
| Debit Card Replacement Fee | $5 |
| Overdraft Fee | $36 |
| Third Party ATM - Free Transactions Per Month | 2 |
| Min Balance to Avoid Service Charge - Average OR maintain $5,000 Combined Balance | $1,000 |
| Min Balance to Avoid Service Charge - Combined OR maintain $1,000 Average Balance | $5,000 |
Citizens Bank (RI) - Citizens Bank Platinum Plus Checking
A little complex
0.03%*
Min.
$2,500
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$3 third party ATM fee
Transfer Fee
$28 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35
Rate Tiers
| $250,000 - $999,999.99 | 0.07% APY |
| $1,000,000 - $2,999,999.99 | 0.07% APY |
| $3,000,000 - $999,999,999 | 0.07% APY |
| $25,000 - $49,999.99 | 0.05% APY |
| $50,000 - $74,999.99 | 0.05% APY |
| $75,000 - $249,999.99 | 0.05% APY |
| Up to $2,499.99 | 0.03% APY |
| $2,500 - $9,999.99 | 0.03% APY |
| $10,000 - $24,999.99 | 0.03% APY |
Account Details
| Domestic Wire Transfer Fee - Inbound $28 by phone; $26 by fax; $18 by mail | $28 |
| Domestic Wire Transfer Fee - Outbound $30 non-repetitive; $18 repetitive | $30 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $25 |
| Online Statements Available | Yes |
| Paper Statements Available | Yes |
| Online Banking Available | Yes |
| Max Number of Checks per Month | Unlimited |
| Monthly Service Charge is Avoidable Yes; Waived with $5,000 total deposits posted to this checking account before the end of statement period. | Yes |
| Debit Card Available | Yes |
| Min to Open Any amount | $0 |
| Third Party ATM Fee | $3 |
| Insufficient Funds Fee | $35 |
| Overdraft Protection Transfer Fee | $0 |
| Debit Card Replacement Fee | $0 |
| Overdraft Fee | $35 |
| Third Party ATM - Free Transactions Per Month | 4 |
| Min Balance to Avoid Service Charge - Average | $10,000 |
| Min Balance to Avoid Service Charge - Combined | $25,000 |
Citi - Basic Banking Package
A little complex
0.04%*
Min.
$0
Max.
$9.999k
Monthly Fee
$12
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$34
NSF Fee
$34
Rate Tiers
| $1,000,000 - $999,999,999 | 0.06% APY |
| $500,000 - $999,999.99 | 0.06% APY |
| $100,000 - $499,999.99 | 0.06% APY |
| $50,000 - $99,999.99 | 0.06% APY |
| $25,000 - $49,999.99 | 0.06% APY |
| $10,000 - $24,999.99 | 0.04% APY |
| Up to $9,999.99 | 0.04% APY |
Account Details
| Min to Open | $0 |
| Debit Card Available | Yes |
| Domestic Wire Transfer Fee - Inbound | $15 |
| Domestic Wire Transfer Fee - Outbound | $35 |
| Max Number of Checks per Month | Unlimited |
| Min Balance to Avoid Service Charge - Combined | $1,500 |
| Monthly Service Charge | $12 |
| Monthly Service Charge is Avoidable Yes; service fee also waived w/ a Direct Deposit to a Regular Checking, Day-to-Day Savings Account or Money Market in a Basic Banking Package & 1 Bill Payment posted to a Regular Checking account per statement cycle | Yes |
| Online Banking Available | Yes |
| Online Billpay Available | Yes |
| Paper Checks Available | Yes |
| Third Party ATM Fee | $2.50 |
| Insufficient Funds Fee | $34 |
| Overdraft Fee | $34 |
| Online Statements Available | Yes |
| Paper Statements Available | Yes |
Citi - Access Account Package
A little complex
0.04%*
Min.
$0
Max.
$9.999k
Monthly Fee
$10
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
Not Available
NSF Fee
Not Available
Rate Tiers
| $1,000,000 - $999,999,999 | 0.06% APY |
| $500,000 - $999,999.99 | 0.06% APY |
| $100,000 - $499,999.99 | 0.06% APY |
| $50,000 - $99,999.99 | 0.06% APY |
| $25,000 - $49,999.99 | 0.06% APY |
| $10,000 - $24,999.99 | 0.04% APY |
| Up to $9,999.99 | 0.04% APY |
Account Details
| Min to Open | $0 |
| Debit Card Available | Yes |
| Min Balance to Avoid Service Charge - Combined | $1,500 |
| Monthly Service Charge | $10 |
| Monthly Service Charge is Avoidable Yes; service fee also waived w/ a Direct Deposit or 1 Bill Payment posted to your account during the statement period | Yes |
| Online Banking Available | Yes |
| Paper Checks Available | No |
| Third Party ATM Fee | $2.50 |
| Domestic Wire Transfer Fee - Inbound | $15 |
| Domestic Wire Transfer Fee - Outbound | $35 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Paper Statements Available | Yes |
Citi - Citibank Account Package
A little complex
0.04%*
Min.
$0
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$34
NSF Fee
$34
Rate Tiers
| $1,000,000 - $999,999,999 | 0.13% APY |
| $500,000 - $999,999.99 | 0.13% APY |
| $100,000 - $499,999.99 | 0.10% APY |
| $50,000 - $99,999.99 | 0.08% APY |
| $25,000 - $49,999.99 | 0.08% APY |
| $10,000 - $24,999.99 | 0.04% APY |
| Up to $9,999.99 | 0.04% APY |
Account Details
| Debit Card Available | Yes |
| Min to Open | $0 |
| Online Banking Available | Yes |
| Online Billpay Available | Yes |
| Min Balance to Avoid Service Charge - Combined | $10,000 |
| Monthly Service Charge | $25 |
| Monthly Service Charge is Avoidable | Yes |
| Paper Checks Available | Yes |
| Domestic Wire Transfer Fee - Inbound | $15 |
| Domestic Wire Transfer Fee - Outbound | $35 |
| Insufficient Funds Fee | $34 |
| Online Statements Available | Yes |
| Overdraft Fee | $34 |
| Paper Statements Available | Yes |
| Third Party ATM Fee $2.50; Waived if combined average monthly balance requirements are met. | $2.50 |
California Coast Credit Union - Dividend Checking
A little complex
0.05%*
Min.
$50
Max.
NO MAX
Monthly Fee
$8
ATM Fee
$2 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$35
NSF Fee
$35
Rate Tiers
| $50 - $999,999,999 | 0.05% APY |
Account Details
| Domestic Wire Transfer Fee - Outbound | $25 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $8 |
| Min Balance to Avoid Service Charge - Min | $1,500 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Online Banking Available | Yes |
| Max Number of Checks per Month | Unlimited |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Min to Open | $25 |
| Third Party ATM Fee | $2 |
| Insufficient Funds Fee $35 for 7 or more items; $27 for 1-3 items; $29 for 4-6 items | $35 |
| Overdraft Protection Transfer Fee | $5 |
| Debit Card Replacement Fee | $5 |
| Overdraft Fee $35 for 7 or more items; $27 for 1-3 items; $29 for 4-6 items | $35 |
California Coast Credit Union - Ultra Performance Checking
A little complex
0.05%*
Min.
$2,500
Max.
$9.999k
Monthly Fee
$20
ATM Fee
$2 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$35
NSF Fee
$35
Rate Tiers
| $500,000 - $999,999,999 | 0.10% APY |
| $2,500 - $9,999.99 | 0.05% APY |
| $10,000 - $24,999.99 | 0.05% APY |
| $25,000 - $49,999.99 | 0.05% APY |
| $50,000 - $89,999.99 | 0.05% APY |
| $90,000 - $499,999.99 | 0.05% APY |
Account Details
| Domestic Wire Transfer Fee - Outbound | $25 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $20 |
| Min Balance to Avoid Service Charge - Min | $15,000 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Online Banking Available | Yes |
| Max Number of Checks per Month | Unlimited |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Min to Open | $1,000 |
| Third Party ATM Fee | $2 |
| Insufficient Funds Fee $35 for 7 or more items; $27 for 1-3 items; $29 for 4-6 items | $35 |
| Overdraft Protection Transfer Fee | $5 |
| Debit Card Replacement Fee | $5 |
| Overdraft Fee $35 for 7 or more items; $27 for 1-3 items; $29 for 4-6 items | $35 |
ESL Federal Credit Union - Premier Checking
A little complex
0.05%*
Min.
$1
Max.
NO MAX
Monthly Fee
$6
ATM Fee
$1.50 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$37
NSF Fee
$37
Rate Tiers
| $1 - $999,999,999 | 0.05% APY |
Account Details
| Paper Checks Available | Yes |
| Monthly Service Charge | $6 |
| Online Billpay Available | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Min to Open | $1 |
| Third Party ATM Fee | $1.50 |
| Insufficient Funds Fee | $37 |
| Debit Card Replacement Fee | $0 |
| Overdraft Fee | $37 |
| Third Party ATM - Free Transactions Per Month when you have Direct Deposit | 5 |
| Min Balance to Avoid Service Charge - Average | $1,000 |
Navy Federal Credit Union - e-Checking
A little complex
0.05%*
Min.
$0
Max.
NO MAX
Monthly Fee
$5
ATM Fee
$1 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$20
NSF Fee
$29
Rate Tiers
| Up to $999,999,999.99 | 0.05% APY |
Account Details
| ATM Fees Refunded - Amount | $10 |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Inbound | $0 |
| Domestic Wire Transfer Fee - Outbound | $14 |
| Paper Checks Available | Yes |
| Monthly Service Charge $5; No monthly service fee with Direct Deposit | $5 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Min to Open | $0 |
| Third Party ATM Fee | $1 |
| Insufficient Funds Fee | $29 |
| Overdraft Protection Transfer Fee | $0 |
| Debit Card Replacement Fee | $0 |
| Overdraft Fee | $20 |
Summit Credit Union (WI) - Dividend Checking
A little complex
0.05%*
Min.
$25
Max.
NO MAX
Monthly Fee
$6
ATM Fee
$1 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$25
NSF Fee
$25
Rate Tiers
| $25 - $999,999,999 | 0.05% APY |
Account Details
| Paper Checks Available | Yes |
| Monthly Service Charge | $6 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Online Banking Available | Yes |
| Max Number of Checks per Month | Unlimited |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Min to Open | $25 |
| Third Party ATM Fee | $1 |
| Insufficient Funds Fee | $25 |
| Overdraft Protection Transfer Fee | $2 |
| Overdraft Fee | $25 |
| Third Party ATM - Free Transactions Per Month | 12 |
| Min Balance to Avoid Service Charge - Average | $750 |
Golden 1 Credit Union - Premium Checking
A little complex
0.1%*
Min.
$1,000
Max.
$9.999k
Monthly Fee
$8
ATM Fee
$2 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$29.50
NSF Fee
$29.50
Rate Tiers
| $100,000 - $999,999,999 | 0.25% APY |
| $50,000 - $99,999.99 | 0.20% APY |
| $10,000 - $49,999.99 | 0.15% APY |
| $1,000 - $9,999.99 | 0.10% APY |
Account Details
| Domestic Wire Transfer Fee - Inbound | $0 |
| Domestic Wire Transfer Fee - Outbound | $25 |
| Monthly Service Charge | $8 |
| Min Balance to Avoid Service Charge - Min | $500 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable Yes; Waived if you have an electronic Direct Deposit of a recurring paycheck or retirement check; or if you are enrolled in Golden Prestige | Yes |
| Debit Card Available | Yes |
| Min to Open | $100 |
| Third Party ATM Fee | $2 |
| Insufficient Funds Fee | $29.50 |
| Overdraft Protection Transfer Fee | $0 |
| Overdraft Fee | $29.50 |
| Min Balance to Avoid Service Charge - Combined | $5,000 |
UNIFY Financial Credit Union - Premier Checking
A little complex
0.1%*
Min.
$2,000
Max.
NO MAX
Monthly Fee
$5
ATM Fee
$1 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$30
Rate Tiers
| $2,000 - $999,999,999.99 | 0.10% APY |
Account Details
| Domestic Wire Transfer Fee - Inbound | $10 |
| Domestic Wire Transfer Fee - Outbound | $25 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $5 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Min to Open | $2,000 |
| Third Party ATM Fee | $1 |
| Insufficient Funds Fee | $30 |
| Overdraft Protection Transfer Fee | $3 |
| Debit Card Replacement Fee | $5 |
| Overdraft Fee | $30 |
| Third Party ATM - Free Transactions Per Month | 5 |
| Min Balance to Avoid Service Charge - Average | $2,000 |
Affinity Federal Credit Union - MoreChecking
A little complex
0.25%*
Min.
$1,000
Max.
NO MAX
Monthly Fee
$7
ATM Fee
$2.25 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$33
NSF Fee
Not Available
Rate Tiers
| $1,000 - $999,999,999 | 0.25% APY |
Account Details
| Domestic Wire Transfer Fee - Inbound | $0 |
| Domestic Wire Transfer Fee - Outbound | $25 |
| Monthly Service Charge | $7 |
| Online Billpay Available | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Third Party ATM Fee | $2.25 |
| Overdraft Protection Transfer Fee | $10 |
| Debit Card Replacement Fee | $5 |
| Overdraft Fee | $33 |
| Min Balance to Avoid Service Charge - Average | $1,000 |
Lake Michigan Credit Union - Investors Checking Account
A little complex
0.25%*
Min.
$5,000
Max.
$24.999k
Monthly Fee
$10
ATM Fee
$1 third party ATM fee
Transfer Fee
$5 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$30
Rate Tiers
| $25,000 - $999,999,999.99 | 0.35% APY |
| $2,500 - $4,999.99 | 0.25% APY |
| $5,000 - $24,999.99 | 0.25% APY |
Account Details
| Domestic Wire Transfer Fee - Inbound | $5 |
| Domestic Wire Transfer Fee - Outbound | $25 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $10 |
| Min Balance to Avoid Service Charge - Min | $2,500 |
| Paper Statements Available Yes; $5 per monthly statement | Yes |
| Online Banking Available | Yes |
| Max Number of Checks per Month | Unlimited |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Third Party ATM Fee | $1 |
| Insufficient Funds Fee | $30 |
| Debit Card Replacement Fee | $5 |
| Overdraft Fee | $30 |
Navy Federal Credit Union - Flagship Checking
A little complex
0.35%*
Min.
$1,500
Max.
$9.999k
Monthly Fee
$10
ATM Fee
$1 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$20
NSF Fee
$29
Rate Tiers
| $25,000 - $999,999,999.99 | 0.45% APY |
| $10,000 - $24,999.99 | 0.40% APY |
| $1,500 - $9,999.99 | 0.35% APY |
Account Details
| ATM Fees Refunded - Amount | $10 |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Inbound | $0 |
| Domestic Wire Transfer Fee - Outbound | $14 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $10 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Min to Open | $0 |
| Third Party ATM Fee | $1 |
| Insufficient Funds Fee | $29 |
| Overdraft Protection Transfer Fee | $0 |
| Debit Card Replacement Fee | $0 |
| Overdraft Fee | $20 |
| Min Balance to Avoid Service Charge - Average | $1,500 |
American Airlines Credit Union - Flagship Checking
A little complex
0.5%*
Min.
$750
Max.
NO MAX
Monthly Fee
$5.75
ATM Fee
$2 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$25
NSF Fee
$25
Rate Tiers
| $750 - $999,999,999 | 0.50% APY |
Account Details
| Domestic Wire Transfer Fee - Inbound | $0 |
| Domestic Wire Transfer Fee - Outbound | $20 |
| Monthly Service Charge | $5.75 |
| Min Balance to Avoid Service Charge - Min | $750 |
| Online Billpay Available | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Min to Open | $0 |
| Third Party ATM Fee | $2 |
| Insufficient Funds Fee | $25 |
| Overdraft Protection Transfer Fee | $5 |
| Debit Card Replacement Fee | $5 |
| Overdraft Fee | $25 |
| Third Party ATM - Free Transactions Per Month | 8 |
BBVA - ClearChoice Interest Checking - New Customers
Lots of fine print
0%*
Min.
$0
Max.
$24.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$38
NSF Fee
$38
Rate Tiers
| Up to $24,999.99 | 0% APY |
| $25,000 - $999,999,999 | 0% APY |
Account Details
| ATM Fees Refunded - Amount | Unlimited |
| ATM Fees Refunded - Number | 2 |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Inbound | $15 |
| Domestic Wire Transfer Fee - Outbound | $30 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $25 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Paper Statements Available | Yes |
| Online Banking Available | Yes |
| Max Number of Checks per Month | Unlimited |
| Monthly Service Charge is Avoidable Yes; fee waived with one of the following: (1) avg balance; (2) combined balance; (3) member of the BBVA Compass Premier Personal Banking Program; OR (4) BBVA Compass Global Wealth Client | Yes |
| Debit Card Available | Yes |
| Min to Open | $25 |
| Third Party ATM Fee | $0 |
| Insufficient Funds Fee | $38 |
| Overdraft Protection Transfer Fee | $0 |
| New Money Only | Yes |
| Debit Card Replacement Fee | $5 |
| Overdraft Fee | $38 |
| Min Balance to Avoid Service Charge - Average | $5,000 |
| Min Balance to Avoid Service Charge - Combined | $25,000 |
BBVA - BBVA Premium Checking for Business
Lots of fine print
0.01%*
Min.
$0
Max.
$9.999k
Monthly Fee
Not Available
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
Rate Tiers
| $75,000 - $999,999,999 | 0.05% APY |
| $25,000 - $74,999.99 | 0.01% APY |
| $10,000 - $24,999.99 | 0.01% APY |
| Up to $9,999.99 | 0.01% APY |
HSBC - Online HSBC Advance Checking
Lots of fine print
0.01%*
Min.
$3,000
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
$12 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35
Rate Tiers
| $5 - $999.99 | 0.01% APY |
| $1,000 - $2,999.99 | 0.01% APY |
| $3,000 - $9,999.99 | 0.01% APY |
| $10,000 - $999,999,999 | 0.01% APY |
Account Details
| ATM Fees Refunded - Amount | Unlimited |
| ATM Fees Refunded - Number | 4 |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Inbound | $12 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $25 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Paper Statements Available | Yes |
| Online Banking Required | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Min to Open $0; $1 minimum deposit to open online | $0 |
| Third Party ATM Fee | $0 |
| Insufficient Funds Fee | $35 |
| Overdraft Fee | $35 |
| Min Balance to Avoid Service Charge - Combined | $10,000 |
HSBC - Online HSBC Premier Checking
Lots of fine print
0.01%*
Min.
$5
Max.
NO MAX
Monthly Fee
$50
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$0
NSF Fee
$0
Rate Tiers
| $5 - $999,999,999.99 | 0.01% APY |
Account Details
| Domestic Wire Transfer Fee - Inbound | $0 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $50 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Paper Statements Available | Yes |
| Online Banking Required | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Min to Open $0; $1 minimum deposit to open online | $0 |
| Third Party ATM Fee | $0 |
| Insufficient Funds Fee | $0 |
| Overdraft Fee | $0 |
| Min Balance to Avoid Service Charge - Combined | $100,000 |
KeyBank - Key Advantage Checking
Lots of fine print
0.01%*
Min.
$5,000
Max.
$9.999k
Monthly Fee
$18
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
Rate Tiers
| Up to $2,499.99 | 0.01% APY |
| $2,500 - $4,999.99 | 0.01% APY |
| $5,000 - $9,999.99 | 0.01% APY |
| $10,000 - $24,999.99 | 0.01% APY |
| $25,000 - $49,999.99 | 0.01% APY |
| $50,000 - $99,999.99 | 0.01% APY |
| $100,000 - $249,999.99 | 0.01% APY |
| $250,000 - $499,999.99 | 0.01% APY |
| $500,000 - $999,999.99 | 0.01% APY |
| $1,000,000 - $999,999,999 | 0.01% APY |
Account Details
| Paper Checks Available | Yes |
| Monthly Service Charge $18. Waived for the first three months | $18 |
| Online Billpay Available | Yes |
| Monthly Service Charge is Avoidable Yes; Waived with a KeyBank mortgage automatic payment deduction of $500 or more each statement cycle. | Yes |
| Debit Card Available | Yes |
| Min to Open | $50 |
| Third Party ATM Fee | $0 |
| Min Balance to Avoid Service Charge - Combined $10000 minimum in combined accounts; OR have a KeyBank mortgage automatic payment deduction of $500 or more each statement cycle; OR have at least $1000 in direct deposits each statement cycle | $10,000 |
M&T Bank - MyChoice Premium Checking
Lots of fine print
0.01%*
Min.
$1
Max.
$49.999k
Monthly Fee
$24.95
ATM Fee
$0 third party ATM fee
Transfer Fee
$16 transfer fee - inbound
Overdraft Fee
$38.50
NSF Fee
$38.50
Rate Tiers
| $100,000 - $1,000,000 | 0.05% APY |
| $50,000 - $99,999.99 | 0.03% APY |
| $1 - $49,999.99 | 0.01% APY |
Account Details
| ATM Fees Refunded - Amount | Unlimited |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | $2 |
| Domestic Wire Transfer Fee - Inbound | $16 |
| Domestic Wire Transfer Fee - Outbound | $32 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $24.95 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Paper Statements Available | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Third Party ATM Fee | $0 |
| Insufficient Funds Fee | $38.50 |
| Overdraft Protection Transfer Fee | $0 |
| Overdraft Fee | $38.50 |
| Min Balance to Avoid Service Charge - Average | $7,500 |
| Min Balance to Avoid Service Charge - Combined | $25,000 |
M&T Bank - MyChoice Plus Checking
Lots of fine print
0.01%*
Min.
$1
Max.
$1000k
Monthly Fee
$14.95
ATM Fee
$0 third party ATM fee
Transfer Fee
$16 transfer fee - inbound
Overdraft Fee
$38.50
NSF Fee
$38.50
Rate Tiers
| $1 - $1,000,000 | 0.01% APY |
Account Details
| ATM Fees Refunded - Amount | Unlimited |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | $2 |
| Domestic Wire Transfer Fee - Inbound | $16 |
| Domestic Wire Transfer Fee - Outbound | $32 |
| Monthly Service Charge | $14.95 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Paper Statements Available | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable Yes; Also waived with direct deposits totaling at least $1,500 | Yes |
| Debit Card Available | Yes |
| Min to Open | $25 |
| Third Party ATM Fee | $0 |
| Insufficient Funds Fee | $38.50 |
| Overdraft Protection Transfer Fee | $12.50 |
| Min Age | 18 |
| Overdraft Fee | $38.50 |
| Min Balance to Avoid Service Charge - Average | $2,500 |
PNC Bank - Performance Select Interest Checking
Lots of fine print
0.01%*
Min.
$2,000
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$36
NSF Fee
$36
Rate Tiers
| $2,000 - $9,999.99 | 0.01% APY |
| $10,000 - $49,999.99 | 0.01% APY |
| $50,000 - $99,999.99 | 0.01% APY |
| $100,000 - $999,999,999 | 0.01% APY |
Account Details
| ATM Fees Refunded - Amount | $10 |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Inbound | $0 |
| Domestic Wire Transfer Fee - Outbound | $0 |
| Monthly Service Charge | $25 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Paper Statements Available | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable Yes; Meet min balance requirement OR have $5000 or more in total qualifying monthly direct deposits | Yes |
| Debit Card Available | Yes |
| Min to Open | $25 |
| Third Party ATM Fee | $0 |
| Insufficient Funds Fee | $36 |
| Overdraft Protection Transfer Fee | $0 |
| Debit Card Replacement Fee | $0 |
| Overdraft Fee | $36 |
| Min Balance to Avoid Service Charge - Average | $5,000 |
| Min Balance to Avoid Service Charge - Combined | $25,000 |
US Bank - Platinum Checking
Lots of fine print
0.01%*
Min.
$2,500
Max.
$9.999k
Monthly Fee
$24.95
ATM Fee
$0 third party ATM fee
Transfer Fee
$20 transfer fee - inbound
Overdraft Fee
$36
NSF Fee
$36
Rate Tiers
| $10,000 - $999,999,999 | 0.01% APY |
| $2,500 - $9,999.99 | 0.01% APY |
| Up to $2,499.99 | 0.01% APY |
Account Details
| Domestic Wire Transfer Fee - Inbound | $20 |
| Domestic Wire Transfer Fee - Outbound | $30 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $24.95 |
| Online Billpay Available | Yes |
| Paper Statements Available | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable Yes; MSC also waived with a relationship with U.S. Bank Trust Services | Yes |
| Debit Card Available | Yes |
| Min to Open | $25 |
| Third Party ATM Fee | $0 |
| Insufficient Funds Fee $36; fee waived if transaction is $5 or under | $36 |
| Overdraft Protection Transfer Fee | $0 |
| Overdraft Fee $36; fee waived if transaction is $5 or under | $36 |
| Min Balance to Avoid Service Charge - Combined | $25,000 |
US Bank - Premium Checking
Lots of fine print
0.01%*
Min.
$1,000
Max.
$9.999k
Monthly Fee
$10.95
ATM Fee
$0 third party ATM fee
Transfer Fee
$20 transfer fee - inbound
Overdraft Fee
$36
NSF Fee
$36
Rate Tiers
| $100,000 - $999,999,999 | 0.01% APY |
| $50,000 - $99,999.99 | 0.01% APY |
| $10,000 - $49,999.99 | 0.01% APY |
| $1,000 - $9,999.99 | 0.01% APY |
| Up to $999.99 | 0.01% APY |
Account Details
| Domestic Wire Transfer Fee - Inbound | $20 |
| Domestic Wire Transfer Fee - Outbound | $30 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $10.95 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Paper Statements Available | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Min to Open | $25 |
| Third Party ATM Fee | $0 |
| Insufficient Funds Fee $36; fee waived if transaction is $5 or under | $36 |
| Overdraft Protection Transfer Fee | $12.50 |
| Overdraft Fee $36; fee waived if transaction is $5 or under | $36 |
| Min Balance to Avoid Service Charge - Average $5000 average account balance OR are 65 years old or over | $5,000 |
USAA Bank - USAA Classic Checking
Lots of fine print
0.01%*
Min.
$1,000
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$2 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$29
NSF Fee
$29
Rate Tiers
| $1,000 - $999,999,999 | 0.01% APY |
Account Details
| ATM Fees Refunded - Amount | $15 |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Inbound | $0 |
| Domestic Wire Transfer Fee - Outbound | $20 |
| Monthly Service Charge | $0 |
| Online Billpay Available | Yes |
| Debit Card Available | Yes |
| Min to Open | $25 |
| Third Party ATM Fee | $2 |
| Insufficient Funds Fee | $29 |
| Overdraft Protection Transfer Fee | $0 |
| Overdraft Fee | $29 |
| Third Party ATM - Free Transactions Per Month | 10 |
Bellco Credit Union - Platinum Checking Account
Lots of fine print
0.03%*
Min.
$5,000
Max.
$9.999k
Monthly Fee
$12
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
Not Available
NSF Fee
$31
Rate Tiers
| $50,000 - $999,999,999 | 0.15% APY |
| $25,000 - $49,999.99 | 0.10% APY |
| $10,000 - $24,999.99 | 0.05% APY |
| Up to $2,499.99 | 0.03% APY |
| $2,500 - $4,999.99 | 0.03% APY |
| $5,000 - $9,999.99 | 0.03% APY |
Account Details
| Domestic Wire Transfer Fee - Inbound | $0 |
| Domestic Wire Transfer Fee - Outbound | $0 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $12 |
| Online Billpay Available | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Min to Open | $0 |
| Third Party ATM Fee | $0 |
| Insufficient Funds Fee $31; one fee waived per year | $31 |
| Overdraft Protection Transfer Fee | $0 |
| Additional Requirements Yes; must have a combined balance of $15,000 in deposits and loans. | Yes |
| Debit Card Replacement Fee | $6 |
| Min Balance to Avoid Service Charge - Combined | $15,000 |
Comerica Bank - Comerica Platinum Circle Checking®
Lots of fine print
0.03%*
Min.
$1
Max.
$99.999k
Monthly Fee
$0
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$14 transfer fee - inbound
Overdraft Fee
$38
NSF Fee
$38
Rate Tiers
| $100,000 - $999,999,999 | 0.05% APY |
| $1 - $99,999.99 | 0.03% APY |
Account Details
| ATM Fees Refunded - Amount | Unlimited |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Monthly Service Charge | $0 |
| Online Banking Available | Yes |
| Online Billpay Available | Yes |
| Paper Checks Available | Yes |
| Debit Card Available | Yes |
| Min to Open | $50 |
| Domestic Wire Transfer Fee - Outbound $29- Non-Repetitive; $24- Repetitive | $29 |
| Insufficient Funds Fee $38 for 5 or more occurrences; $34 for 2nd-4th occurrences; $26 for 1st occurrence | $38 |
| Overdraft Protection Transfer Fee | $0 |
| Third Party ATM Fee | $2.50 |
| Overdraft Fee $38 for 5 or more occurrences; $34 for 2nd-4th occurrences; $26 for 1st occurrence | $38 |
| Debit Card Replacement Fee | $5 |
| Domestic Wire Transfer Fee - Inbound | $14 |
| Online Statements Available | Yes |
TD Bank - TD Relationship Checking
Lots of fine print
0.03%*
Min.
$0
Max.
NO MAX
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35
Rate Tiers
| $0.01 - $999,999,999 | 0.03% APY |
Account Details
| ATM Fees Refunded - Amount non-TD fees reimbursed when minimum daily balance is at least $2,500 | Unlimited |
| ATM Fees Refunded - Number non-TD fees reimbursed when minimum daily balance is at least $2,500 | Unlimited |
| ATM Fees Refunded - Transaction Amount non-TD fees reimbursed when minimum daily balance is at least $2,500 | Unlimited |
| Domestic Wire Transfer Fee - Inbound | $0 |
| Domestic Wire Transfer Fee - Outbound | $25 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $25 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Min to Open | $0 |
| Third Party ATM Fee | $0 |
| Insufficient Funds Fee | $35 |
| Overdraft Protection Transfer Fee | $0 |
| Overdraft Fee | $35 |
| Min Balance to Avoid Service Charge - Combined | $20,000 |
American Airlines Credit Union - Priority Checking
Lots of fine print
0.05%*
Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$25
NSF Fee
$25
Rate Tiers
| $0.01 - $999,999,999 | 0.05% APY |
Account Details
| ATM Fees Refunded - Amount | $20 |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Inbound | $0 |
| Domestic Wire Transfer Fee - Outbound | $20 |
| Required Number of Monthly Debits | 15 |
| Monthly Service Charge | $0 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Paper Statements Available | No |
| Direct Deposit Required Yes; with a monthly minimum of $250. | Yes |
| Online Banking Available | Yes |
| Debit Card Available | Yes |
| Min to Open | $0 |
| Insufficient Funds Fee | $25 |
| Overdraft Protection Transfer Fee | $5 |
| Debit Card Replacement Fee | $5 |
| Overdraft Fee | $25 |
BECU (Boeing Employees Credit Union) - Checking
Lots of fine print
0.05%*
Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
$25
NSF Fee
$25
Rate Tiers
| Up to $999,999,999 | 0.05% APY |
Account Details
| Domestic Wire Transfer Fee - Outbound | $25 |
| Monthly Service Charge | $0 |
| Online Banking Available | Yes |
| Debit Card Available | Yes |
| Insufficient Funds Fee | $25 |
| Overdraft Fee | $25 |
BECU (Boeing Employees Credit Union) - Member Advantage Checking
Lots of fine print
0.05%*
Min.
$500
Max.
NO MAX
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
$25
NSF Fee
$25
Rate Tiers
| Up to $500 | 4.07% APY |
| $500.01 - $999,999,999 | 0.05% APY |
Account Details
| ATM Fees Refunded - Amount | $6 |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Outbound | $25 |
| Monthly Service Charge | $0 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Paper Statements Available | No |
| Online Banking Required | Yes |
| Online Billpay Required | Yes |
| Online Banking Available | Yes |
| Debit Card Available | Yes |
| Insufficient Funds Fee | $25 |
| Relationship Required | Yes |
| Additional Requirements Make at least one transaction of the Member Advantage services: Debit MasterCard, Online or Telephone Banking, Bill Payment and Direct Deposit | Yes |
| Overdraft Fee | $25 |
Digital Federal Credit Union (DCU) - Dividend Checking
Lots of fine print
0.05%*
Min.
$0
Max.
NO MAX
Monthly Fee
Not Available
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
Rate Tiers
| Up to $999,999,999 | 0.05% APY |
E*TRADE Bank - Max-Rate Checking Account
Lots of fine print
0.05%*
Min.
$5,000
Max.
$49.999k
Monthly Fee
$15
ATM Fee
Not Available
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
Not Available
NSF Fee
$25
Rate Tiers
| Up to $4,999.99 | 0.05% APY |
| $5,000 - $49,999.99 | 0.05% APY |
| $50,000 - $999,999,999 | 0.05% APY |
Account Details
| ATM Fees Refunded - Amount | Unlimited |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Inbound | $0 |
| Domestic Wire Transfer Fee - Outbound | $25 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $15 |
| Online Billpay Available | Yes |
| Max Number of Checks per Month | Unlimited |
| Monthly Service Charge is Avoidable Waived if a direct deposit of $200 or more is maintained per month. | Yes |
| Debit Card Available | Yes |
| Min to Open | $100 |
| Insufficient Funds Fee | $25 |
| Overdraft Protection Transfer Fee | $5 |
| Min Balance to Avoid Service Charge - Average OR maintain $50,000 Combined Balance | $5,000 |
| Min Balance to Avoid Service Charge - Combined OR maintain $5,000 Average Balance | $50,000 |
Flagstar Bank - SimplyMax Checking
Lots of fine print
0.05%*
Min.
$5,000
Max.
$24.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$36
NSF Fee
$36
Rate Tiers
| $25,000 - $49,999.99 | 0.10% APY |
| $50,000 - $99,999.99 | 0.10% APY |
| $100,000 - $999,999.99 | 0.10% APY |
| $1,000,000 - $999,999,999 | 0.10% APY |
| $5,000 - $24,999.99 | 0.05% APY |
| Up to $4,999.99 | 0.03% APY |
Account Details
| ATM Fees Refunded - Amount | $20 |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Inbound | $10 |
| Domestic Wire Transfer Fee - Outbound | $30 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $25 |
| Online Billpay Available | Yes |
| Paper Statements Available Yes; $5.00 Interim statement (each) | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Min to Open | $50 |
| Third Party ATM Fee | $0 |
| Insufficient Funds Fee | $36 |
| Debit Card Replacement Fee | $5 |
| Overdraft Fee | $36 |
| Min Balance to Avoid Service Charge - Average | $5,000 |
| Min Balance to Avoid Service Charge - Combined | $25,000 |
Hudson Valley Federal Credit Union - Checking
Lots of fine print
0.05%*
Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$2 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$32
NSF Fee
$32
Rate Tiers
| Up to $999,999,999 | 0.05% APY |
Account Details
| Domestic Wire Transfer Fee - Inbound | $10 |
| Domestic Wire Transfer Fee - Outbound | $25 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $0 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Paper Statements Available | Yes |
| Online Banking Available | Yes |
| Debit Card Available | Yes |
| Min to Open | $5 |
| Third Party ATM Fee | $2 |
| Insufficient Funds Fee | $32 |
| Overdraft Protection Transfer Fee | $5 |
| Debit Card Replacement Fee | $5 |
| Overdraft Fee | $32 |
| Third Party ATM - Free Transactions Per Month | 15 |
KeyBank - Key Privilege Checking (Daily Sweep)
Lots of fine print
0.05%*
Min.
$5,000
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
Rate Tiers
| Up to $2,499.99 | 0.05% APY |
| $2,500 - $4,999.99 | 0.05% APY |
| $5,000 - $9,999.99 | 0.05% APY |
| $10,000 - $24,999.99 | 0.05% APY |
| $25,000 - $49,999.99 | 0.05% APY |
| $50,000 - $99,999.99 | 0.05% APY |
| $100,000 - $249,999.99 | 0.05% APY |
| $250,000 - $499,999.99 | 0.05% APY |
| $500,000 - $999,999.99 | 0.05% APY |
| $1,000,000 - $999,999,999.99 | 0.05% APY |
Account Details
| ATM Fees Refunded - Amount | $6 |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Paper Checks Available | Yes |
| Monthly Service Charge | $25 |
| Max Number of Checks per Month | Unlimited |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Min to Open | $50 |
| Third Party ATM Fee | $0 |
| Min Balance to Avoid Service Charge - Combined | $25,000 |
Kinecta Federal Credit Union - Checking Plus
Lots of fine print
0.05%*
Min.
$5,000
Max.
$9,999
Monthly Fee
Not Available
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
Rate Tiers
| $100,000 - $999,999.99 | 0.35% APY |
| $50,000 - $99,999 | 0.25% APY |
| $25,000 - $49,000 | 0.15% APY |
| Up to $4,999 | 0.05% APY |
| $5,000 - $9,999 | 0.05% APY |
| $10,000 - $24,999 | 0.05% APY |
Navy Federal Credit Union - Active Duty Checking
Lots of fine print
0.05%*
Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$1 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$20
NSF Fee
$29
Rate Tiers
| Up to $999,999,999.99 | 0.05% APY |
Account Details
| ATM Fees Refunded - Amount | $20 |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Inbound | $0 |
| Domestic Wire Transfer Fee - Outbound | $14 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $0 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Direct Deposit Required Must have a qualifying Military direct deposit (Net Pay). Allotments do not qualify as Direct Deposit. | Yes |
| Online Banking Available | Yes |
| Debit Card Available | Yes |
| Third Party ATM Fee | $1 |
| Insufficient Funds Fee | $29 |
| Overdraft Protection Transfer Fee | $0 |
| Additional Requirements Yes; must be on active duty. | Yes |
| Debit Card Replacement Fee | $0 |
| Overdraft Fee | $20 |
Navy Federal Credit Union - EveryDay Checking
Lots of fine print
0.05%*
Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$1 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$20
NSF Fee
$29
Rate Tiers
| Up to $999,999,999.99 | 0.05% APY |
Account Details
| Domestic Wire Transfer Fee - Inbound | $0 |
| Domestic Wire Transfer Fee - Outbound | $14 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $0 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Online Banking Available | Yes |
| Debit Card Available | Yes |
| Min to Open | $0 |
| Third Party ATM Fee | $1 |
| Insufficient Funds Fee | $29 |
| Overdraft Protection Transfer Fee | $0 |
| Debit Card Replacement Fee | $0 |
| Overdraft Fee | $20 |
Navy Federal Credit Union - Campus Checking
Lots of fine print
0.05%*
Min.
$0
Max.
NO MAX
Monthly Fee
Not Available
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
Rate Tiers
| Up to $999,999,999.99 | 0.05% APY |
TD Bank - TD Premier Checking
Lots of fine print
0.05%*
Min.
$2,500
Max.
$49.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35
Rate Tiers
| $2,500 - $49,999.99 | 0.05% APY |
| $50,000 - $249,999.99 | 0.05% APY |
| $250,000 - $999,999,999 | 0.05% APY |
Account Details
| ATM Fees Refunded - Amount | Unlimited |
| ATM Fees Refunded - Number | Unlimited |
| ATM Fees Refunded - Transaction Amount | Unlimited |
| Domestic Wire Transfer Fee - Inbound | $0 |
| Domestic Wire Transfer Fee - Outbound | $25 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $25 |
| Min Balance to Avoid Service Charge - Min | $2,500 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Min to Open | $0 |
| Third Party ATM Fee non-TD fees reimbursed when minimum daily balance is at least $2,500 | $0 |
| Insufficient Funds Fee | $35 |
| Overdraft Protection Transfer Fee | $10 |
| Overdraft Fee | $35 |
TD Bank - TD 60 Plus Checking
Lots of fine print
0.05%*
Min.
$0
Max.
NO MAX
Monthly Fee
$10
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
Rate Tiers
| $0.01 - $999,999,999 | 0.05% APY |
Account Details
| Paper Checks Available | Yes |
| Monthly Service Charge | $10 |
| Min Balance to Avoid Service Charge - Min | $250 |
| Online Billpay Available | Yes |
| Online Statements Available | Yes |
| Paper Statements Available | Yes |
| Online Banking Available | Yes |
| Monthly Service Charge is Avoidable | Yes |
| Debit Card Available | Yes |
| Min Age | 60 |
Teachers Federal Credit Union - Checking
Lots of fine print
0.05%*
Min.
$2,500
Max.
NO MAX
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$32
Rate Tiers
| $2,500 - $999,999,999.99 | 0.05% APY |
Account Details
| Domestic Wire Transfer Fee - Inbound | $10 |
| Domestic Wire Transfer Fee - Outbound | $20 |
| Paper Checks Available | Yes |
| Monthly Service Charge | $0 |
| Online Billpay Available | Yes |
| Paper Statements Available | Yes |
| Online Banking Available | Yes |
| Debit Card Available | Yes |
| Min to Open | $0 |
| Insufficient Funds Fee | $32 |
| Overdraft Protection Transfer Fee | $8 |
| Debit Card Replacement Fee | $10 |
| Overdraft Fee | $30 |
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