Checking Accounts Offers

The goal in finding a good checking account is one that is completely free, minimizing all fees. We can't stand fees at Magnify, so we've recommended the best offers out of hundreds, with a distinct eye towards eliminating fees. 

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Editorial Disclaimer: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities. Some of the offers below are from our partners.

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SHOWING 86 ACCOUNTS OFFERS

APY
Fees
Salem Five Direct - eOne Checking - New Money
eOne Checking

A+

Very Transparent

0.01%*

Min.
$0
Max.
$1000k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available

on Salem Five Direct’s secure website

Member FDIC

Charles Schwab Bank - High Yield Investor Checking
High Yield Investor Checking

A+

Very Transparent

0.03%*

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$0
NSF Fee
$25

on Charles Schwab Bank’s secure website

Member FDIC

Ally Bank, Member FDIC - Interest Checking Account
Interest Checking Account

A+

Very Transparent

0.10%*

Min.
$0
Max.
$14.999k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$25
NSF Fee
$25

on Ally Bank’s secure website

Member FDIC

Bank5 Connect - High-Interest Checking
High-Interest Checking

A+

Very Transparent

0.20%*

Min.
$100
Max.
$1000k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
Not Available
NSF Fee
$15

on Bank5 Connect’s secure website

Member FDIC

Alliant Credit Union - High-Rate Checking
High-Rate Checking

A+

Very Transparent

0.25%*As of Wednesday, April 1, 2020

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$0
NSF Fee
$0

on Alliant Credit Union’s secure website

NCUA Insured

Bay State Savings Bank - Kasasa Cash
Kasasa Cash

A+

Very Transparent

0.75%*

Min.
$0
Max.
$20k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$35
NSF Fee
$35

on Bay State Savings Bank’s secure website

Member FDIC

Evansville Teachers Federal Credit Union - Vertical Checking (Qualifying)
Vertical Checking (Qualifying)

A+

Very Transparent

3.30%*

Min.
$0
Max.
$20k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$27
NSF Fee
$27

on Evansville Teachers Federal Credit Union’s secure website

NCUA Insured

Chase Bank - Chase Total Checking
Chase Total Checking

B

A little complex

0.00%*

Min.
$0
Max.
NO MAX
Monthly Fee
$12
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$34
NSF Fee
$34

on Chase Bank’s secure website

Member FDIC

TD Bank - TD Convenience Checking
TD Convenience Checking account

B

A little complex

0.00%*

Min.
$0
Max.
NO MAX
Monthly Fee
$15
ATM Fee
$3 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35

on TD Bank’s secure website

Member FDIC

Chase Bank - Chase Premier Plus Checking
Premier Plus Checking Chase Bank

B

A little complex

0.01%*

Min.
$5,000
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$5 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$34
NSF Fee
$34

on Chase Bank’s secure website

Member FDIC

Comerica Bank - Rich Rewards Checking
Rich Rewards Checking

B

A little complex

0.01%*

Min.
$1
Max.
NO MAX
Monthly Fee
$18
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$14 transfer fee - inbound
Overdraft Fee
$26
NSF Fee
$26

on Comerica Bank’s secure website

Member FDIC

Comerica Bank - Premier Checking
Premier Checking

B

A little complex

0.01%*

Min.
$1
Max.
NO MAX
Monthly Fee
$22
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$14 transfer fee - inbound
Overdraft Fee
$26
NSF Fee
$26

on Comerica Bank’s secure website

Member FDIC

KeyBank - Key Advantage Checking
Key Advantage Checking

B

A little complex

0.01%*

Min.
$5,000
Max.
$9.999k
Monthly Fee
$18
ATM Fee
$3 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available

on KeyBank’s secure website

Member FDIC

Flagstar Bank - SimplyPlus Checking
SimplyPlus Checking

B

A little complex

0.02%*

Min.
$1,000
Max.
$9.999k
Monthly Fee
$10
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$36
NSF Fee
$36

on Flagstar Bank’s secure website

Member FDIC

UNIFY Financial Credit Union - e-Checking
e-Checking

B

A little complex

0.03%*

Min.
$1,000
Max.
NO MAX
Monthly Fee
$20
ATM Fee
$1 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$30

on UNIFY Financial Credit Union’s secure website

NCUA Insured

UNIFY Financial Credit Union - Premier Checking
Premier Checking

B

A little complex

0.03%*

Min.
$2,000
Max.
NO MAX
Monthly Fee
$5
ATM Fee
$1 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$30

on UNIFY Financial Credit Union’s secure website

NCUA Insured

California Coast Credit Union - Ultra Performance Checking
Ultra Performance Checking

B

A little complex

0.05%*

Min.
$2,500
Max.
$9.999k
Monthly Fee
$20
ATM Fee
$2 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$35
NSF Fee
$35

on California Coast Credit Union’s secure website

NCUA Insured

California Coast Credit Union - Dividend Checking
Dividend Checking

B

A little complex

0.05%*

Min.
$50
Max.
NO MAX
Monthly Fee
$8
ATM Fee
$2 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$35
NSF Fee
$35

on California Coast Credit Union’s secure website

NCUA Insured

ESL Federal Credit Union - Premier Checking
Premier Checking

B

A little complex

0.05%*

Min.
$1
Max.
NO MAX
Monthly Fee
$6
ATM Fee
$1.50 third party ATM fee
Transfer Fee
$12 transfer fee - inbound
Overdraft Fee
$25
NSF Fee
$25

on ESL Federal Credit Union’s secure website

NCUA Insured

Patelco Credit Union - Interest Checking
Interest Checking

B

A little complex

0.05%*

Min.
$0
Max.
NO MAX
Monthly Fee
$5
ATM Fee
$1.75 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$28
NSF Fee
$28

on Patelco Credit Union’s secure website

NCUA Insured

Lake Michigan Credit Union - Investors Checking Account
Investors Checking Account

B

A little complex

0.15%*

Min.
$5,000
Max.
$24.999k
Monthly Fee
$10
ATM Fee
$2 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$30

on Lake Michigan Credit Union’s secure website

NCUA Insured

Affinity Federal Credit Union - MoreChecking
MoreChecking

B

A little complex

0.25%*

Min.
$1,000
Max.
NO MAX
Monthly Fee
$7
ATM Fee
$2.25 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$33
NSF Fee
$33

on Affinity Federal Credit Union’s secure website

NCUA Insured

American Airlines Credit Union - Flagship Checking
Flagship Checking

B

A little complex

0.30%*

Min.
$750
Max.
NO MAX
Monthly Fee
$5.75
ATM Fee
$2 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$25
NSF Fee
$25

on American Airlines Credit Union’s secure website

NCUA Insured

Navy Federal Credit Union - Flagship Checking
Flagship Checking

B

A little complex

0.35%*

Min.
$1,500
Max.
$9.999k
Monthly Fee
$10
ATM Fee
$1 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$20
NSF Fee
$29

on Navy Federal Credit Union’s secure website

NCUA Insured

Orion Federal Credit Union - Premium Checking
Premium Checking

B

A little complex

1.00%*

Min.
$0
Max.
$15k
Monthly Fee
$5
ATM Fee
$1 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35

on Orion Federal Credit Union’s secure website

NCUA Insured

Bank of Blue Valley - Platinum Checking
Platinum Checking

C

Lots of fine print

0.01%*

Min.
$0
Max.
$50k
Monthly Fee
$12
ATM Fee
Not Available
Transfer Fee
$12 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35

on Bank of Blue Valley’s secure website

Member FDIC

BBVA - BBVA Premium Checking for Business
ClearChoice Premium Checking for Business

C

Lots of fine print

0.01%*

Min.
$0
Max.
$9.999k
Monthly Fee
Not Available
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available

on BBVA’s secure website

Member FDIC

HSBC - Online HSBC Premier Checking
Online HSBC Premier Checking

C

Lots of fine print

0.01%*

Min.
$5
Max.
NO MAX
Monthly Fee
$50
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$0
NSF Fee
$0

on HSBC’s secure website

Member FDIC

HSBC - Online HSBC Advance Checking
Online HSBC Advance Checking

C

Lots of fine print

0.01%*

Min.
$3,000
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
$12 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35

on HSBC’s secure website

Member FDIC

KeyBank - Key Privilege Checking
Key Privilege Checking (Daily Sweep)

C

Lots of fine print

0.01%*

Min.
$5,000
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available

on KeyBank’s secure website

Member FDIC

KeyBank - Key Privilege Select Checking
Key Privilege Select Checking

C

Lots of fine print

0.01%*

Min.
$5,000
Max.
$9.999k
Monthly Fee
$50
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available

on KeyBank’s secure website

Member FDIC

M&T Bank - MyChoice Plus Checking
MyChoice Plus Checking

C

Lots of fine print

0.01%*

Min.
$1
Max.
NO MAX
Monthly Fee
$14.95
ATM Fee
$0 third party ATM fee
Transfer Fee
$16 transfer fee - inbound
Overdraft Fee
$38.50
NSF Fee
$38.50

on M&T Bank’s secure website

Member FDIC

M&T Bank - MyChoice Premium Checking
MyChoice Premium Checking

C

Lots of fine print

0.01%*

Min.
$1
Max.
NO MAX
Monthly Fee
$24.95
ATM Fee
$0 third party ATM fee
Transfer Fee
$16 transfer fee - inbound
Overdraft Fee
$38.50
NSF Fee
$38.50

on M&T Bank’s secure website

Member FDIC

Navy Federal Credit Union - EveryDay Checking
EveryDay Checking

C

Lots of fine print

0.01%*

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$1 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$20
NSF Fee
$29

on Navy Federal Credit Union’s secure website

NCUA Insured

US Bank - Platinum Checking
Platinum Checking

C

Lots of fine print

0.01%*

Min.
$2,500
Max.
$9.999k
Monthly Fee
$24.95
ATM Fee
$0 third party ATM fee
Transfer Fee
$20 transfer fee - inbound
Overdraft Fee
$36
NSF Fee
$36

on US Bank’s secure website

Member FDIC

USAA Bank - USAA Classic Checking
USAA Classic Checking

C

Lots of fine print

0.01%*

Min.
$1,000
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$2 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$29
NSF Fee
$29

on USAA Bank’s secure website

Member FDIC

Comerica Bank - Comerica Platinum Circle Checking
Comerica Platinum Circle Checking®

C

Lots of fine print

0.02%*

Min.
$1
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$14 transfer fee - inbound
Overdraft Fee
$26
NSF Fee
$26

on Comerica Bank’s secure website

Member FDIC

Hudson Valley Federal Credit Union - Checking
Checking

C

Lots of fine print

0.02%*

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$2 third party ATM fee
Transfer Fee
$12.50 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35

on Hudson Valley Federal Credit Union’s secure website

NCUA Insured

Bellco Credit Union - Platinum Checking Account
Platinum Checking Account

C

Lots of fine print

0.03%*

Min.
$5,000
Max.
$9.999k
Monthly Fee
$12
ATM Fee
Not Available
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
Not Available
NSF Fee
$31

on Bellco Credit Union’s secure website

NCUA Insured

TD Bank - TD 60 Plus Checking
TD 60 Plus Checking

C

Lots of fine print

0.03%*

Min.
$0
Max.
NO MAX
Monthly Fee
$10
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
$35
NSF Fee
$35

on TD Bank’s secure website

Member FDIC

E*TRADE Bank - Max-Rate Checking Account
Max-Rate Checking Account

C

Lots of fine print

0.05%*

Min.
$5,000
Max.
$49.999k
Monthly Fee
$15
ATM Fee
Not Available
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
Not Available
NSF Fee
$25

on E*TRADE Bank’s secure website

Member FDIC

Empower - Checking Account
Checking Account

C

Lots of fine print

0.05%*

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$0
NSF Fee
$0

on Empower’s secure website

Member FDIC

Kinecta Federal Credit Union - Checking Plus
Checking Plus

C

Lots of fine print

0.05%*

Min.
$5,000
Max.
$9,999
Monthly Fee
$9
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$30
NSF Fee
$30

on Kinecta Federal Credit Union’s secure website

NCUA Insured

Navy Federal Credit Union - Campus Checking
Campus Checking

C

Lots of fine print

0.05%*

Min.
$0
Max.
NO MAX
Monthly Fee
Not Available
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available

on Navy Federal Credit Union’s secure website

NCUA Insured

Navy Federal Credit Union - Active Duty Checking
Active Duty Checking

C

Lots of fine print

0.05%*

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$1 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$20
NSF Fee
$29

on Navy Federal Credit Union’s secure website

NCUA Insured

Pennsylvania State Employees Credit Union - Checking Account
Checking Account

C

Lots of fine print

0.05%*

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available

on Pennsylvania State Employees Credit Union’s secure website

NCUA Insured

Signature Federal Credit Union - Legacy Checking
Legacy Checking

C

Lots of fine print

0.05%*

Min.
$0
Max.
NO MAX
Monthly Fee
Not Available
ATM Fee
Not Available
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$30

on Signature Federal Credit Union’s secure website

NCUA Insured

United Nations Federal Credit Union - Checking Account
Checking Account

C

Lots of fine print

0.05%*

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$1 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
Not Available
NSF Fee
$25

on United Nations Federal Credit Union’s secure website

NCUA Insured

The Federal Savings Bank - Interest Checking
Interest Checking

C

Lots of fine print

0.10%*

Min.
$100
Max.
NO MAX
Monthly Fee
$9.99
ATM Fee
Not Available
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$25
NSF Fee
$25

on The Federal Savings Bank’s secure website

Member FDIC

PenFed Credit Union - Access America Checking
Access America Checking

C

Lots of fine print

0.15%*

Min.
$0
Max.
$19.999k
Monthly Fee
$10
ATM Fee
Not Available
Transfer Fee
$25 transfer fee - inbound
Overdraft Fee
Not Available
NSF Fee
$30

on PenFed Credit Union’s secure website

NCUA Insured

Premier Members Credit Union - Earn Big Free Checking
Earn Big Free Checking

C

Lots of fine print

0.15%*

Min.
$2,000
Max.
$5,000
Monthly Fee
Not Available
ATM Fee
Not Available
Transfer Fee
$20 transfer fee - inbound
Overdraft Fee
$32
NSF Fee
$32

on Premier Members Credit Union’s secure website

NCUA Insured

Alliant Credit Union - Teen Checking
Free Teen Checking

C

Lots of fine print

0.25%*

Min.
$0
Max.
NO MAX
Monthly Fee
Not Available
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available

on Alliant Credit Union’s secure website

NCUA Insured

Bethpage Federal Credit Union - Free Checking (Bonus Checking)
Bonus Checking - Qualifying

C

Lots of fine print

0.40%*

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$30
NSF Fee
$30

on Bethpage Federal Credit Union’s secure website

NCUA Insured

American Airlines Credit Union - Priority Checking
Priority Checking

C

Lots of fine print

0.50%*

Min.
$0
Max.
$5,000
Monthly Fee
$0
ATM Fee
$2 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$25
NSF Fee
$25

on American Airlines Credit Union’s secure website

NCUA Insured

Blue Federal Credit Union - Extreme Checking Silver - Qualifying
Extreme Checking Silver - Qualifying

C

Lots of fine print

1.00%*

Min.
$0
Max.
$15k
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
$5 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$30

on Blue Federal Credit Union’s secure website

NCUA Insured

First Technology Federal Credit Union - Dividend Rewards Checking
Dividend Rewards Checking

C

Lots of fine print

1.00%*

Min.
$0
Max.
$10k
Monthly Fee
$0
ATM Fee
$2 third party ATM fee
Transfer Fee
$5 transfer fee - inbound
Overdraft Fee
$33
NSF Fee
$33

on First Technology Federal Credit Union’s secure website

NCUA Insured

United Nations Federal Credit Union - Premium Checking
Premium Checking Plus

C

Lots of fine print

1.00%*

Min.
$0
Max.
$15k
Monthly Fee
$0
ATM Fee
$1 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
Not Available
NSF Fee
$25

on United Nations Federal Credit Union’s secure website

NCUA Insured

Blue Federal Credit Union - Extreme Checking Gold - Qualifying
Extreme Checking Gold - Qualifying

C

Lots of fine print

1.50%*

Min.
$0
Max.
$15k
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
$5 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$30

on Blue Federal Credit Union’s secure website

NCUA Insured

Signature Federal Credit Union - High Yield Checking
Choice Checking

C

Lots of fine print

1.50%*

Min.
$0
Max.
$20k
Monthly Fee
Not Available
ATM Fee
Not Available
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$30

on Signature Federal Credit Union’s secure website

NCUA Insured

Great Lakes Credit Union - FREE Checking - qualifying rate
FREE Checking

C

Lots of fine print

2.50%*

Min.
$0
Max.
$10k
Monthly Fee
$0
ATM Fee
$2 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$30
NSF Fee
$30

on Great Lakes Credit Union’s secure website

NCUA Insured

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