Checking Accounts Offers

The goal in finding a good checking account is one that is completely free, minimizing all fees. We can't stand fees at Magnify, so we've recommended the best offers out of hundreds, with a distinct eye towards eliminating fees. 

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Editorial Disclaimer: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities. Some of the offers below are from our partners.

Advertiser Disclosure

SHOWING 107 ACCOUNTS OFFERS

APY
Fees
First Technology Federal Credit Union - Dividend Rewards Checking
Dividend Rewards Checking

A+

Very Transparent

0.05%*

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$28
NSF Fee
$28
Ally Bank, Member FDIC - Interest Checking Account
Interest Checking Account

A+

Very Transparent

0.1%*

Min.
$0
Max.
$14.999k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$25
NSF Fee
$25
Salem Five Direct - eOne Checking
eOne Checking

A+

Very Transparent

0.25%*

Min.
$0
Max.
$1000k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
Alliant Credit Union - High-Rate Checking
High-Rate Checking

A+

Very Transparent

0.45%*As of Monday, September 2, 2019

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$28
NSF Fee
$25
Bank5 Connect - Checking Account
Checking Account

A+

Very Transparent

0.76%*

Min.
$100
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
Not Available
NSF Fee
$15
Radius Bank - Radius Hybrid Checking
Radius Hybrid

A+

Very Transparent

1%*

Min.
$2,500
Max.
$99.999k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$25
NSF Fee
$25
Bay State Savings Bank - Kasasa Cash
Kasasa Cash

A+

Very Transparent

2.01%*

Min.
$0
Max.
$20k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$35
NSF Fee
$35
Simple - Checking Account + Protected Goals Account*
Checking Account + Protected Goals Account

A+

Very Transparent

2.02%*

Min.
$0
Max.
$9.999k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$0
NSF Fee
$0
Evansville Teachers Federal Credit Union - Vertical Checking (Qualifying)
Vertical Checking (Qualifying)

A+

Very Transparent

3.0%*

Min.
$0
Max.
$20k
Monthly Fee
$0
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$27
NSF Fee
$27
Comerica Bank - Rich Rewards Checking
Rich Rewards Checking

B

A little complex

0.01%*

Min.
$1
Max.
NO MAX
Monthly Fee
$18
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$14 transfer fee - inbound
Overdraft Fee
$38
NSF Fee
$38
Comerica Bank - Premier Checking
Premier Checking

B

A little complex

0.01%*

Min.
$1
Max.
NO MAX
Monthly Fee
$22
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$14 transfer fee - inbound
Overdraft Fee
$38
NSF Fee
$38
Flagstar Bank - SimplyPlus Checking
SimplyPlus Checking

B

A little complex

0.01%*

Min.
$1,000
Max.
$9.999k
Monthly Fee
$10
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$36
NSF Fee
$36
PNC Bank - Performance Interest Checking
Performance Interest Checking

B

A little complex

0.01%*

Min.
$2,000
Max.
$9.999k
Monthly Fee
$15
ATM Fee
$3 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$36
NSF Fee
$36
Wells Fargo Bank - Wells Fargo Preferred Checking
Preferred Checking

B

A little complex

0.01%*

Min.
$500
Max.
NO MAX
Monthly Fee
$15
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35
Citizens Bank (RI) - Citizens Bank Platinum Checking
Citizens Bank Platinum Checking

B

A little complex

0.02%*

Min.
$2,500
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$3 third party ATM fee
Transfer Fee
$28 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35
Citizens Bank (RI) - Citizens Bank Platinum Plus Checking
Citizens Bank Platinum Plus Checking

B

A little complex

0.03%*

Min.
$2,500
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$3 third party ATM fee
Transfer Fee
$28 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35
Citi - Access Account Package
Access Account Package

B

A little complex

0.04%*

Min.
$0
Max.
$9.999k
Monthly Fee
$10
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
Not Available
NSF Fee
Not Available
Citi - Basic Banking Package
Basic Banking Package

B

A little complex

0.04%*

Min.
$0
Max.
$9.999k
Monthly Fee
$12
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$34
NSF Fee
$34
Citi - Citibank Account Package
Citibank Account Package

B

A little complex

0.04%*

Min.
$0
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$34
NSF Fee
$34
California Coast Credit Union - Ultra Performance Checking
Ultra Performance Checking

B

A little complex

0.05%*

Min.
$2,500
Max.
$9.999k
Monthly Fee
$20
ATM Fee
$2 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$35
NSF Fee
$35
California Coast Credit Union - Dividend Checking
Dividend Checking

B

A little complex

0.05%*

Min.
$50
Max.
NO MAX
Monthly Fee
$8
ATM Fee
$2 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$35
NSF Fee
$35
ESL Federal Credit Union - Premier Checking
Premier Checking

B

A little complex

0.05%*

Min.
$1
Max.
NO MAX
Monthly Fee
$6
ATM Fee
$1.50 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$37
NSF Fee
$37
Navy Federal Credit Union - e-Checking
e-Checking

B

A little complex

0.05%*

Min.
$0
Max.
NO MAX
Monthly Fee
$5
ATM Fee
$1 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$20
NSF Fee
$29
Summit Credit Union (WI) - Dividend Checking
Dividend Checking

B

A little complex

0.05%*

Min.
$25
Max.
NO MAX
Monthly Fee
$6
ATM Fee
$1 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
$25
NSF Fee
$25
Golden 1 Credit Union - Premium Checking
Premium Checking

B

A little complex

0.1%*

Min.
$1,000
Max.
$9.999k
Monthly Fee
$8
ATM Fee
$2 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$29.50
NSF Fee
$29.50
UNIFY Financial Credit Union - Premier Checking
Premier Checking

B

A little complex

0.1%*

Min.
$2,000
Max.
NO MAX
Monthly Fee
$5
ATM Fee
$1 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$30
Affinity Federal Credit Union - MoreChecking
MoreChecking

B

A little complex

0.25%*

Min.
$1,000
Max.
NO MAX
Monthly Fee
$7
ATM Fee
$2.25 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$33
NSF Fee
Not Available
Lake Michigan Credit Union - Investors Checking Account
Investors Checking Account

B

A little complex

0.25%*

Min.
$5,000
Max.
$24.999k
Monthly Fee
$10
ATM Fee
$1 third party ATM fee
Transfer Fee
$5 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$30
Navy Federal Credit Union - Flagship Checking
Flagship Checking

B

A little complex

0.35%*

Min.
$1,500
Max.
$9.999k
Monthly Fee
$10
ATM Fee
$1 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$20
NSF Fee
$29
American Airlines Credit Union - Flagship Checking
Flagship Checking

B

A little complex

0.5%*

Min.
$750
Max.
NO MAX
Monthly Fee
$5.75
ATM Fee
$2 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$25
NSF Fee
$25
BBVA - ClearChoice Interest Checking - New Customers
ClearChoice Interest Checking - New Customers

C

Lots of fine print

0%*

Min.
$0
Max.
$24.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
$15 transfer fee - inbound
Overdraft Fee
$38
NSF Fee
$38
BBVA - BBVA Premium Checking for Business
ClearChoice Premium Checking for Business

C

Lots of fine print

0.01%*

Min.
$0
Max.
$9.999k
Monthly Fee
Not Available
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
HSBC - Online HSBC Premier Checking
Online HSBC Premier Checking

C

Lots of fine print

0.01%*

Min.
$5
Max.
NO MAX
Monthly Fee
$50
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$0
NSF Fee
$0
HSBC - Online HSBC Advance Checking
Online HSBC Advance Checking

C

Lots of fine print

0.01%*

Min.
$3,000
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
$12 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35
KeyBank - Key Advantage Checking
Key Advantage Checking

C

Lots of fine print

0.01%*

Min.
$5,000
Max.
$9.999k
Monthly Fee
$18
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
M&T Bank - MyChoice Plus Checking
MyChoice Plus Checking

C

Lots of fine print

0.01%*

Min.
$1
Max.
$1000k
Monthly Fee
$14.95
ATM Fee
$0 third party ATM fee
Transfer Fee
$16 transfer fee - inbound
Overdraft Fee
$38.50
NSF Fee
$38.50
M&T Bank - MyChoice Premium Checking
MyChoice Premium Checking

C

Lots of fine print

0.01%*

Min.
$1
Max.
$49.999k
Monthly Fee
$24.95
ATM Fee
$0 third party ATM fee
Transfer Fee
$16 transfer fee - inbound
Overdraft Fee
$38.50
NSF Fee
$38.50
PNC Bank - Performance Select Interest Checking
Performance Select Interest Checking

C

Lots of fine print

0.01%*

Min.
$2,000
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$36
NSF Fee
$36
US Bank - Platinum Checking
Platinum Checking

C

Lots of fine print

0.01%*

Min.
$2,500
Max.
$9.999k
Monthly Fee
$24.95
ATM Fee
$0 third party ATM fee
Transfer Fee
$20 transfer fee - inbound
Overdraft Fee
$36
NSF Fee
$36
US Bank - Premium Checking
Premium Checking

C

Lots of fine print

0.01%*

Min.
$1,000
Max.
$9.999k
Monthly Fee
$10.95
ATM Fee
$0 third party ATM fee
Transfer Fee
$20 transfer fee - inbound
Overdraft Fee
$36
NSF Fee
$36
USAA Bank - USAA Classic Checking
USAA Classic Checking

C

Lots of fine print

0.01%*

Min.
$1,000
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$2 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$29
NSF Fee
$29
Bellco Credit Union - Platinum Checking Account
Platinum Checking Account

C

Lots of fine print

0.03%*

Min.
$5,000
Max.
$9.999k
Monthly Fee
$12
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
Not Available
NSF Fee
$31
Comerica Bank - Comerica Platinum Circle Checking®
Comerica Platinum Circle Checking®

C

Lots of fine print

0.03%*

Min.
$1
Max.
$99.999k
Monthly Fee
$0
ATM Fee
$2.50 third party ATM fee
Transfer Fee
$14 transfer fee - inbound
Overdraft Fee
$38
NSF Fee
$38
TD Bank - TD Relationship Checking
TD Relationship Checking

C

Lots of fine print

0.03%*

Min.
$0
Max.
NO MAX
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35
Flagstar Bank - SimplyMax Checking
SimplyMax Checking

C

Lots of fine print

0.04%*

Min.
$5,000
Max.
$24.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$36
NSF Fee
$36
KeyBank - Key Privilege Checking (Daily Sweep)
Key Privilege Checking (Daily Sweep)

C

Lots of fine print

0.04%*

Min.
$5,000
Max.
$9.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
American Airlines Credit Union - Priority Checking
Priority Checking

C

Lots of fine print

0.05%*

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$25
NSF Fee
$25
BECU (Boeing Employees Credit Union) - Member Advantage Checking
Member Advantage Checking

C

Lots of fine print

0.05%*

Min.
$500
Max.
NO MAX
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
$25
NSF Fee
$25
BECU (Boeing Employees Credit Union) - Checking
Checking

C

Lots of fine print

0.05%*

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
$25
NSF Fee
$25
Digital Federal Credit Union (DCU) - Dividend Checking
Dividend Checking

C

Lots of fine print

0.05%*

Min.
$0
Max.
NO MAX
Monthly Fee
Not Available
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
E*TRADE Bank - Max-Rate Checking Account
Max-Rate Checking Account

C

Lots of fine print

0.05%*

Min.
$5,000
Max.
$49.999k
Monthly Fee
$15
ATM Fee
Not Available
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
Not Available
NSF Fee
$25
Hudson Valley Federal Credit Union - Checking
Checking

C

Lots of fine print

0.05%*

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$2 third party ATM fee
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$32
NSF Fee
$32
KeyBank - Key Privilege Select Checking
Key Privilege Select Checking

C

Lots of fine print

0.05%*

Min.
$5,000
Max.
$9.999k
Monthly Fee
$50
ATM Fee
$0 third party ATM fee
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
Kinecta Federal Credit Union - Checking Plus
Checking Plus

C

Lots of fine print

0.05%*

Min.
$5,000
Max.
$9,999
Monthly Fee
Not Available
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
Navy Federal Credit Union - Campus Checking
Campus Checking

C

Lots of fine print

0.05%*

Min.
$0
Max.
NO MAX
Monthly Fee
Not Available
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
Navy Federal Credit Union - EveryDay Checking
EveryDay Checking

C

Lots of fine print

0.05%*

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$1 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$20
NSF Fee
$29
Navy Federal Credit Union - Active Duty Checking
Active Duty Checking

C

Lots of fine print

0.05%*

Min.
$0
Max.
NO MAX
Monthly Fee
$0
ATM Fee
$1 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$20
NSF Fee
$29
TD Bank - TD Premier Checking
TD Premier Checking

C

Lots of fine print

0.05%*

Min.
$2,500
Max.
$49.999k
Monthly Fee
$25
ATM Fee
$0 third party ATM fee
Transfer Fee
$0 transfer fee - inbound
Overdraft Fee
$35
NSF Fee
$35
TD Bank - TD 60 Plus Checking
TD 60 Plus Checking

C

Lots of fine print

0.05%*

Min.
$0
Max.
NO MAX
Monthly Fee
$10
ATM Fee
Not Available
Transfer Fee
Not Available
Overdraft Fee
Not Available
NSF Fee
Not Available
Teachers Federal Credit Union - Checking
Checking

C

Lots of fine print

0.05%*

Min.
$2,500
Max.
NO MAX
Monthly Fee
$0
ATM Fee
Not Available
Transfer Fee
$10 transfer fee - inbound
Overdraft Fee
$30
NSF Fee
$32

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