Savings Accounts

Think of a savings account like a loan to a bank. Banks borrow the money from you to loan it to someone else. Your goal should be to maximize the rate you charge banks to borrow your money. Fortunately, the top choices are simple: online banks and credit unions offer the best returns. We've looked at hundreds of offers to find the best savings account for you.

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Editorial Disclaimer: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities. Some of the offers below are from our partners.

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SHOWING 135 ACCOUNTS OFFERS

Your Savings
 
Grade
Minimum deposit to earn APY
APY

$481

over 12 months

SaveUp Savings w/ Automatic Deposit from Workers Credit Union
SaveUp Savings w/ Automatic Deposit

A

Very Transparent

$0

min deposit to earn APY

4.37%

SEE DETAILS

on Workers Credit Union’s secure website

NCUA Insured

$110

over 12 months

Aspiration Plus Save Account from Aspiration
Aspiration Plus Save Account

A

Very Transparent

$0

min deposit to earn APY

1.00%

SEE DETAILS

on Aspiration’s secure website

$88

over 12 months

High Rate - Quarterly from Communitywide Federal Credit Union
High Rate - Quarterly

A

Very Transparent

$1

min deposit to earn APY

0.80%

SEE DETAILS

on Communitywide Federal Credit Union’s secure website

NCUA Insured

$77

over 12 months

SmartyPig Savings from SmartyPig
SmartyPig Savings

A

Very Transparent

$0.01

min deposit to earn APY

0.70%

SEE DETAILS

on SmartyPig’s secure website

Member FDIC

$72

over 12 months

Affirm Savings from Affirm
Affirm Savings

A

Very Transparent

$0

min deposit to earn APY

0.65%

SEE DETAILS

on Affirm’s secure website

Member FDIC

$66

over 12 months

Monifi Save from Monifi
Monifi Save

A

Very Transparent

$0

min deposit to earn APY

0.60%

SEE DETAILS

on Monifi’s secure website

FDIC Insured

$66

over 12 months

Funds - Monthly from Communitywide Federal Credit Union
Funds - Monthly

A

Very Transparent

$1

min deposit to earn APY

0.60%

SEE DETAILS

on Communitywide Federal Credit Union’s secure website

NCUA Insured

$61

over 12 months

High Yield Savings Account from Quontic Bank
High Yield Savings Account

B

A little complex

$0

min deposit to earn APY

0.55%

SEE DETAILS

on Quontic Bank’s secure website

Member FDIC

$61

over 12 months

High-Yield Savings Account from Comenity Direct
High-Yield Savings Account

B

A little complex

$100

min deposit to earn APY

0.55%

SEE DETAILS

on Comenity Direct’s secure website

Member FDIC

$61

over 12 months

High Dividend Savings from USALLIANCE Financial
High Dividend Savings

A

Very Transparent

$500

min deposit to earn APY

0.55%

SEE DETAILS

on USALLIANCE Financial’s secure website

NCUA Insured

$58

over 12 months

High Yield Online Savings Account from Vio Bank
High Yield Online Savings Account

B

A little complex

$100

min deposit to earn APY

0.53%

SEE DETAILS

on Vio Bank’s secure website

Member FDIC

$57

over 12 months

CIBC Agility Savings - Online Only from CIBC Bank USA
CIBC Agility Savings - Online Only

C

Lots of fine print

$1

min deposit to earn APY

0.52%

SEE DETAILS

on CIBC Bank USA’s secure website

Member FDIC

$56

over 12 months

SFGI Direct Savings Account from SFGI Direct
SFGI Direct Savings Account

B

A little complex

$1

min deposit to earn APY

0.51%

SEE DETAILS

on SFGI Direct’s secure website

Member FDIC

$56

over 12 months

High Yield Money Market from Ponce Bank
High Yield Money Market

A

Very Transparent

$0

min deposit to earn APY

0.51%

SEE DETAILS

on Ponce Bank’s secure website

Member FDIC

$55

over 12 months

iGOsavings Plus from iGObanking
iGOsavings Plus

A

Very Transparent

$0

min deposit to earn APY

0.50%

SEE DETAILS

on iGObanking’s secure website

Member FDIC

$55

over 12 months

Online Savings Account from Ally Bank, Member FDIC
Online Savings Account

A

Very Transparent

$0

min deposit to earn APY

0.50%

SEE DETAILS

on Ally Bank’s secure website

Member FDIC

$55

over 12 months

High Yield Savings from Wings Financial Credit Union
High Yield Savings

A

Very Transparent

$250,000

min deposit to earn APY

0.50%

SEE DETAILS

on Wings Financial Credit Union’s secure website

NCUA Insured

$55

over 12 months

MoreSavings from Affinity Federal Credit Union
MoreSavings

A

Very Transparent

$250,000

min deposit to earn APY

0.50%

SEE DETAILS

on Affinity Federal Credit Union’s secure website

NCUA Insured

$55

over 12 months

Premier Savings - New Customers Only from Colorado Federal Savings Bank
Premier Savings - New Customers Only

C

Lots of fine print

$50,000

min deposit to earn APY

0.50%

SEE DETAILS

on Colorado Federal Savings Bank’s secure website

Member FDIC

$55

over 12 months

High Yield Savings from Synchrony Bank
High Yield Savings

A

Very Transparent

$0

min deposit to earn APY

0.50%

SEE DETAILS

on Synchrony Bank’s secure website

Member FDIC

$55

over 12 months

Online Savings Account from Marcus by Goldman Sachs
Online Savings Account

A

Very Transparent

$0

min deposit to earn APY

0.50% ?

SEE DETAILS

on Marcus by Goldman Sachs’s secure website

Member FDIC

$55

over 12 months

Online Savings Account - New Money Only from First Foundation Bank
Online Savings Account - New Money Only

C

Lots of fine print

$0.01

min deposit to earn APY

0.50%

SEE DETAILS

on First Foundation Bank’s secure website

Member FDIC

$55

over 12 months

High Yield Savings from TAB Bank
High Yield Savings

A

Very Transparent

$1

min deposit to earn APY

0.50%

SEE DETAILS

on TAB Bank’s secure website

Member FDIC

$55

over 12 months

Personal Savings Account from Prime Alliance Bank
Personal Savings Account

A

Very Transparent

$1

min deposit to earn APY

0.50%

SEE DETAILS

on Prime Alliance Bank’s secure website

Member FDIC

$55

over 12 months

High Yield Savings Account from Rising Bank
High Yield Savings Account

C

Lots of fine print

$1,000

min deposit to earn APY

0.50%

SEE DETAILS

on Rising Bank’s secure website

Member FDIC

$55

over 12 months

Higher-Yield Savings from Hanscom Federal Credit Union
Higher-Yield Savings

C

Lots of fine print

$25,000

min deposit to earn APY

0.50%

SEE DETAILS

on Hanscom Federal Credit Union’s secure website

NCUA Insured

$50

over 12 months

Smart Move Online Savings Account from Ridgewood Savings Bank
Smart Move Online Savings Account

A

Very Transparent

$0.01

min deposit to earn APY

0.45%

SEE DETAILS

on Ridgewood Savings Bank’s secure website

Member FDIC

$49

over 12 months

High-Rate Savings from Alliant Credit Union
High-Rate Savings

F

Way Too Complex!

$100

min deposit to earn APY

0.55%

SEE DETAILS

on Alliant Credit Union’s secure website

NCUA Insured

$49

over 12 months

Supplemental Savings from Alliant Credit Union
Supplemental Savings

F

Way Too Complex!

$100

min deposit to earn APY

0.55%

SEE DETAILS

on Alliant Credit Union’s secure website

NCUA Insured

$44

over 12 months

Online Savings Account from Barclays
Online Savings Account

A

Very Transparent

$0

min deposit to earn APY

0.40%

SEE DETAILS

on Barclays’s secure website

Member FDIC

$44

over 12 months

High Yield Savings Account from American Express National Bank
High Yield Savings Account

A

Very Transparent

$1

min deposit to earn APY

0.40%

SEE DETAILS

Partner Offer

on American Express National Bank’s secure website

Member FDIC

$44

over 12 months

Online Savings from Discover Bank
Online Savings

A

Very Transparent

$0

min deposit to earn APY

0.40%

SEE DETAILS

on Discover Bank’s secure website

Member FDIC

$44

over 12 months

eOne Savings from Salem Five Direct
eOne Savings

B

A little complex

$0.01

min deposit to earn APY

0.40%

SEE DETAILS

on Salem Five Direct’s secure website

Member FDIC

$44

over 12 months

High-Interest Savings from Bank5 Connect
High-Interest Savings

B

A little complex

$100

min deposit to earn APY

0.40%

SEE DETAILS

on Bank5 Connect’s secure website

Member FDIC

$44

over 12 months

Savings Builder from CIT Bank
Savings Builder

B

A little complex

$25,000

min deposit to earn APY

0.40%

SEE DETAILS

on CIT Bank’s secure website

Member FDIC

$44

over 12 months

High Yield Savings from Colorado Federal Savings Bank
High Yield Savings

A

Very Transparent

$1

min deposit to earn APY

0.40%

SEE DETAILS

on Colorado Federal Savings Bank’s secure website

Member FDIC

$44

over 12 months

360 Performance Savings from Capital One
360 Performance Savings

A

Very Transparent

$0

min deposit to earn APY

0.40%

SEE DETAILS

on Capital One’s secure website

Member FDIC

$44

over 12 months

Online Savings from Amalgamated Bank
Online Savings

A

Very Transparent

$0

min deposit to earn APY

0.40%

SEE DETAILS

on Amalgamated Bank’s secure website

Member FDIC

$44

over 12 months

High-Yield Savings from BrioDirect
High-Yield Savings

B

A little complex

$25

min deposit to earn APY

0.40%

SEE DETAILS

on BrioDirect’s secure website

FDIC Insured

$44

over 12 months

Helium Savings from Elements Financial
Helium Savings

B

A little complex

$2,500

min deposit to earn APY

0.40%

SEE DETAILS

on Elements Financial’s secure website

NCUA Insured

$44

over 12 months

Online Savings Account from Citizens Access
Online Savings Account

B

A little complex

$5,000

min deposit to earn APY

0.40%

SEE DETAILS

on Citizens Access’s secure website

Member FDIC

$44

over 12 months

Online Savings from PurePoint Financial
Online Savings

C

Lots of fine print

$10,000

min deposit to earn APY

0.40%

SEE DETAILS

on PurePoint Financial’s secure website

Member FDIC

$44

over 12 months

Primary Savings from American Airlines Credit Union
Primary Savings

B

A little complex

$5

min deposit to earn APY

0.40%

SEE DETAILS

on American Airlines Credit Union’s secure website

NCUA Insured

$39

over 12 months

High-Yield Savings from Sallie Mae Bank
High-Yield Savings

A

Very Transparent

$0

min deposit to earn APY

0.35%

SEE DETAILS

on Sallie Mae Bank’s secure website

Member FDIC

$39

over 12 months

Online Savings from FNBO Direct
Online Savings

A

Very Transparent

$0.01

min deposit to earn APY

0.35%

SEE DETAILS

on FNBO Direct’s secure website

Member FDIC

$39

over 12 months

Dollar Savings Account from DollarSavingsDirect
Dollar Savings Account

A

Very Transparent

$0

min deposit to earn APY

0.35%

SEE DETAILS

on DollarSavingsDirect’s secure website

Member FDIC

$39

over 12 months

Ultimate Savings from Northpointe Bank
Ultimate Savings

A

Very Transparent

$5,000

min deposit to earn APY

0.35%

SEE DETAILS

on Northpointe Bank’s secure website

Member FDIC

$39

over 12 months

HighQ from Quorum Federal Credit Union
HighQ

A

Very Transparent

$0.01

min deposit to earn APY

0.35%

SEE DETAILS

on Quorum Federal Credit Union’s secure website

NCUA Insured

$33

over 12 months

Betterment Everyday Cash Reserve from Betterment
Betterment Everyday Cash Reserve

B

A little complex

$0

min deposit to earn APY

0.30%

SEE DETAILS

on Betterment’s secure website

FDIC Insured

$33

over 12 months

My Savings from Nationwide by Axos Bank
My Savings

B

A little complex

$0

min deposit to earn APY

0.30%

SEE DETAILS

on Nationwide by Axos Bank’s secure website

Member FDIC

$28

over 12 months

MySavings Account from MySavingsDirect
MySavings Account

A

Very Transparent

$0

min deposit to earn APY

0.25%

SEE DETAILS

on MySavingsDirect’s secure website

Member FDIC

Read Full Review

$28

over 12 months

Langley Saves from Langley Federal Credit Union
Langley Saves

A

Very Transparent

$5

min deposit to earn APY

0.25%

SEE DETAILS

on Langley Federal Credit Union’s secure website

NCUA Insured

$28

over 12 months

Savings from University Federal Credit Union
Savings

A

Very Transparent

$100

min deposit to earn APY

0.25%

SEE DETAILS

on University Federal Credit Union’s secure website

NCUA Insured

$28

over 12 months

High-Yield Savings from Radius Bank
High-Yield Savings

B

A little complex

$25,000

min deposit to earn APY

0.25%

SEE DETAILS

on Radius Bank’s secure website

Member FDIC

$28

over 12 months

Passbook Savings from Ridgewood Savings Bank
Passbook Savings

F

Way Too Complex!

$100

min deposit to earn APY

0.25%

SEE DETAILS

on Ridgewood Savings Bank’s secure website

Member FDIC

$28

over 12 months

Statement Savings from Ridgewood Savings Bank
Statement Savings

F

Way Too Complex!

$100

min deposit to earn APY

0.25%

SEE DETAILS

on Ridgewood Savings Bank’s secure website

Member FDIC

$28

over 12 months

SavingPurely from BankPurely
SavingPurely

A

Very Transparent

$0

min deposit to earn APY

0.25%

SEE DETAILS

on BankPurely’s secure website

Member FDIC

$28

over 12 months

Savings from WebBank
Savings

C

Lots of fine print

$1,000

min deposit to earn APY

0.25%

SEE DETAILS

on WebBank’s secure website

Member FDIC

$28

over 12 months

Digital Savings from Customers Bank
Digital Savings

C

Lots of fine print

$5,000

min deposit to earn APY

0.25%

SEE DETAILS

on Customers Bank’s secure website

Member FDIC

$28

over 12 months

High-Yield Savings Account from Customers Bank
High-Yield Savings Account

C

Lots of fine print

$25,000

min deposit to earn APY

0.25%

SEE DETAILS

on Customers Bank’s secure website

Member FDIC

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