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Savings Accounts

Think of a savings account like a loan to a bank. Banks borrow the money from you to loan it to someone else. Your goal should be to maximize the rate you charge banks to borrow your money. Fortunately, the top choices are simple: online banks and credit unions offer the best returns. We've looked at hundreds of offers to find the best savings account for you.

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I want to keep my money in savings for:

SHOWING 142 ACCOUNTS OFFERS

$281

over 12 months

Popular Direct Plus Savings Account from Popular Direct
Popular Direct Plus Savings Account

F

Way Too Complex!

$5,000

min deposit to earn APY

2.55%

Member FDIC

$277

over 12 months

High Yield Online Savings Account from Vio Bank
High Yield Online Savings Account

B

A little complex

$100

min deposit to earn APY

2.52%

Member FDIC

$271

over 12 months

High-Yield Savings from BrioDirect
High-Yield Savings

B

A little complex

$25

min deposit to earn APY

2.46%

FDIC Insured

$264

over 12 months

MySavings Account from MySavingsDirect
My Savings Direct My Saving Direct Bank

A

Very Transparent

$0

min deposit to earn APY

2.40%

$264

over 12 months

High Yield Savings from TAB Bank
High Yield Savings

A

Very Transparent

$1

min deposit to earn APY

2.40%

Member FDIC

$264

over 12 months

High-Yield Savings Account from Customers Bank
High-Yield Savings Account

C

Lots of fine print

$25,000

min deposit to earn APY

2.40%

Member FDIC

$262

over 12 months

Betterment Everyday Savings - Promo Rate from Betterment
Betterment Everyday Savings - Promo Rate

B

A little complex

$0

min deposit to earn APY

2.38%

FDIC Insured

$255

over 12 months

Cash Account from Wealthfront
Cash Account

A

Very Transparent

$1

min deposit to earn APY

2.32%

FDIC Insured

$250

over 12 months

SFGI Direct Savings Account from SFGI Direct
SFGI Direct Savings Account SFGI Direct Bank

B

A little complex

$1

min deposit to earn APY

2.27%

Member FDIC

$248

over 12 months

High-Yield Savings Account from Comenity Direct
High-Yield Savings Account

B

A little complex

$100

min deposit to earn APY

2.25%

Member FDIC

$248

over 12 months

Digital Savings from Customers Bank
Digital Savings

C

Lots of fine print

$5,000

min deposit to earn APY

2.25%

Member FDIC

$242

over 12 months

eOne Savings from Salem Five Direct
eOne Savings

B

A little complex

$0.01

min deposit to earn APY

2.20%

Member FDIC

$242

over 12 months

Savings Builder from CIT Bank
Savings Builder

B

A little complex

$25,000

min deposit to earn APY

2.20%

Member FDIC

$242

over 12 months

HSBC Direct Savings from HSBC Direct
HSBC Direct Savings

A

Very Transparent

$0

min deposit to earn APY

2.20%

Member FDIC

$242

over 12 months

CIBC Agility Savings - Online Only from CIBC USA
CIBC Agility Savings - Online Only

C

Lots of fine print

$0.01

min deposit to earn APY

2.20%

Member FDIC

$242

over 12 months

High Yield Savings Account from Rising Bank
High Yield Savings Account

C

Lots of fine print

$1,000

min deposit to earn APY

2.20%

Member FDIC

$242

over 12 months

Savings from WebBank
Savings

C

Lots of fine print

$1,000

min deposit to earn APY

2.20%

Member FDIC

$237

over 12 months

UFB High Yield Savings from UFB Direct
UFB High Yield Savings

A

Very Transparent

$10,000

min deposit to earn APY

2.15%

Member FDIC

$234

over 12 months

Betterment Everyday Savings from Betterment
Betterment Everyday Savings

B

A little complex

$0

min deposit to earn APY

2.13%

FDIC Insured

$233

over 12 months

Online Savings from MutualOne Bank
Online Savings

B

A little complex

$0

min deposit to earn APY

2.12%

Member FDIC

$231

over 12 months

High Dividend Savings from USALLIANCE Financial
High Dividend Savings

A

Very Transparent

$500

min deposit to earn APY

2.10%

NCUA Insured

$226

over 12 months

Savings Account from Bank5 Connect
Savings Account BANK5 CONNECT

B

A little complex

$100

min deposit to earn APY

2.05%

Member FDIC

$226

over 12 months

High-Yield Savings from Radius Bank
High-Yield Savings

B

A little complex

$25,000

min deposit to earn APY

2.05%

Member FDIC

$226

over 12 months

Ultimate Savings from Northpointe Bank
Ultimate Savings

A

Very Transparent

$25,000

min deposit to earn APY

2.05%

Member FDIC

$222

over 12 months

Premier Savings - New Customers Only from Colorado Federal Savings Bank
Premier Savings - New Customers Only

C

Lots of fine print

$50,000

min deposit to earn APY

2.02%

Member FDIC

$220

over 12 months

High-Yield Savings from Sallie Mae Bank
High-Yield Savings

A

Very Transparent

$0

min deposit to earn APY

2.00%

Member FDIC

$220

over 12 months

Online Savings Account from Barclays
Online Savings Account

A

Very Transparent

$0

min deposit to earn APY

2.00%

Member FDIC

$220

over 12 months

Online Savings from FNBO Direct
Online Savings

A

Very Transparent

$0.01

min deposit to earn APY

2.00%

Member FDIC

$220

over 12 months

Smart Move Online Savings Account from Ridgewood Savings Bank
Smart Move Online Savings Account

A

Very Transparent

$0.01

min deposit to earn APY

2.00%

Member FDIC

$220

over 12 months

High Yield Savings from Synchrony Bank
High Yield Savings

A

Very Transparent

$0

min deposit to earn APY

2.00%

$220

over 12 months

High Yield Online Savings from MidFirst Direct
High Yield Online Savings

C

Lots of fine print

$0

min deposit to earn APY

2.00%

Member FDIC

$220

over 12 months

High-yield Online Savings Account from Goldman Sachs Bank USA
High-yield Online Savings Account

A

Very Transparent

$0

min deposit to earn APY

2.00%

Member FDIC

$220

over 12 months

Online Savings Account from Citizens Access
Online Savings Account

B

A little complex

$5,000

min deposit to earn APY

2.00%

Member FDIC

$220

over 12 months

Online Savings from PurePoint Financial
Online Savings

C

Lots of fine print

$10,000

min deposit to earn APY

2.00%

Member FDIC

$216

over 12 months

Popular Direct Ultimate Savings Account from Popular Direct
Popular Direct Ultimate Savings Account

C

Lots of fine print

$0.01

min deposit to earn APY

2.40%

Member FDIC

$209

over 12 months

iGOsavings from iGObanking
High Yield Savings Account IGO Banking

A

Very Transparent

$0

min deposit to earn APY

1.90%

Member FDIC

$209

over 12 months

Online Savings Account from Ally Bank
Online Savings Account

A

Very Transparent

$0

min deposit to earn APY

1.90%

Member FDIC

$209

over 12 months

High Yield Savings Account from American Express National Bank
High Yield Savings Account

A

Very Transparent

$1

min deposit to earn APY

1.90%

Partner Offer

Member FDIC

$209

over 12 months

Online Savings from Discover Bank
Online Savings

A

Very Transparent

$0

min deposit to earn APY

1.90%

Member FDIC

$209

over 12 months

SavingPurely from BankPurely
SavingPurely

A

Very Transparent

$0

min deposit to earn APY

1.90%

Member FDIC

$206

over 12 months

High Yield Savings from Colorado Federal Savings Bank
High Yield Savings

A

Very Transparent

$1

min deposit to earn APY

1.87%

Member FDIC

$198

over 12 months

SmartyPig Savings from SmartyPig
SmartyPig Savings

A

Very Transparent

$0.01

min deposit to earn APY

1.80%

Member FDIC

$198

over 12 months

Dollar Savings Account from DollarSavingsDirect
Dollar Savings Account

A

Very Transparent

$0

min deposit to earn APY

1.80%

Member FDIC

$198

over 12 months

HighQ from Quorum Federal Credit Union
HighQ

A

Very Transparent

$0.01

min deposit to earn APY

1.80%

NCUA Insured

$197

over 12 months

High-Rate Savings from Alliant Credit Union
High-Rate Savings

F

Way Too Complex!

$100

min deposit to earn APY

1.90%

NCUA Insured

$197

over 12 months

Supplemental Savings from Alliant Credit Union
Supplemental Savings

A

Very Transparent

$100

min deposit to earn APY

1.90%

NCUA Insured

$193

over 12 months

Premium Savings Account from ETRADE Bank
Premium Savings Account

F

Way Too Complex!

$0

min deposit to earn APY

1.75%

Member FDIC

$193

over 12 months

Higher-Yield Savings from Hanscom Federal Credit Union
Higher-Yield Savings

C

Lots of fine print

$25,000

min deposit to earn APY

1.75%

NCUA Insured

$188

over 12 months

Primary Savings from American Airlines Credit Union
Primary Savings

B

A little complex

$5

min deposit to earn APY

1.71%

NCUA Insured

$184

over 12 months

BanesGrow Savings Account from Banesco USA
BanesGrow Savings Account

F

Way Too Complex!

$300

min deposit to earn APY

2.22%

Member FDIC

$176

over 12 months

Online Savings from Amalgamated Bank
Online Savings Amalgamated Bank

A

Very Transparent

$0

min deposit to earn APY

1.60%

Member FDIC

$176

over 12 months

Grand Yield Savings from Apple Bank for Savings
Grand Yield Savings Apple Bank for Savings

B

A little complex

$2,500

min deposit to earn APY

1.60%

Member FDIC

$160

over 12 months

S3 Prime Savings from McGraw Hill Federal Credit Union
S3 Prime Savings

B

A little complex

$100

min deposit to earn APY

1.45%

NCUA Insured

$150

over 12 months

High Yield Savings from Wings Financial Credit Union
High Yield Savings

A

Very Transparent

$50,000

min deposit to earn APY

1.36%

NCUA Insured

$143

over 12 months

Instant Access Savings from First Technology Federal Credit Union
Instant Access Savings

C

Lots of fine print

$250,000

min deposit to earn APY

1.30%

NCUA Insured

$134

over 12 months

USAA Performance First Savings from USAA Bank
USAA Performance First Savings

C

Lots of fine print

$1,000,000

min deposit to earn APY

1.22%

Member FDIC

$133

over 12 months

Langley Saves from Langley Federal Credit Union
Langley Saves Langley FCU

A

Very Transparent

$5

min deposit to earn APY

1.21%

NCUA Insured

$132

over 12 months

High Yield Savings from Flagstar Bank
High Yield Savings

F

Way Too Complex!

$1,000,000

min deposit to earn APY

1.20%

Member FDIC

$124

over 12 months

Online Platinum Savings - New Money from Northfield Bank
Online Platinum Savings - New Money

F

Way Too Complex!

$0.01

min deposit to earn APY

2.00%

Member FDIC

$122

over 12 months

High Yield Online Savings from Silver Gate Bank
High Yield Online Savings Silver Gate Bank

F

Way Too Complex!

$100,000

min deposit to earn APY

1.11%

Member FDIC

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