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Savings Accounts

Think of a savings account like a loan to a bank. Banks borrow the money from you to loan it to someone else. Your goal should be to maximize the rate you charge banks to borrow your money. Fortunately, the top choices are simple: online banks and credit unions offer the best returns. We've looked at hundreds of offers to find the best for you. 

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I want to keep my money in savings for:

SHOWING 128 ACCOUNTS OFFERS

How We Rank Products ?

$275

over 12 months

High Yield Savings Account from EBSB Direct
High Yield Savings Account EBSB Direct

B

A little complex

$5,000

min deposit to earn APY

2.50%

Member FDIC

Advertiser Disclosure

Our Commitment

We'll receive a referral fee if you click here. This does not impact our rankings or recommendations

Learn more

$250

over 12 months

High Yield Online Savings Account from Vio Bank
High Yield Online Savings Account Vio Bank

B

A little complex

$100

min deposit to earn APY

2.27%

Member FDIC

$249

over 12 months

Popular Direct Plus Savings Account from Popular Direct
Popular Direct Plus Savings Account Popular Direct

F

Way Too Complex!

$5,000

min deposit to earn APY

2.26%

Member FDIC

$248

over 12 months

MySavings Account from MySavingsDirect
My Savings Direct My Saving Direct Bank

A

Very Transparent

$0

min deposit to earn APY

2.25%

$248

over 12 months

Dedicated Savings from Utah First Federal Credit Union
Dedicated Savings Utah First Federal Credit Union

B

A little complex

$50

min deposit to earn APY

2.25%

NCUA Insured

$248

over 12 months

Online Savings Account from Citizens Access
Online Savings Account Citizens Access

B

A little complex

$5,000

min deposit to earn APY

2.25%

Member FDIC

$238

over 12 months

CIBC Agility Savings - Online Only from CIBC USA
CIBC Agility Savings - Online Only CIBC

C

Lots of fine print

$0.01

min deposit to earn APY

2.16%

Member FDIC

$237

over 12 months

Savings Builder from CIT Bank
Savings Builder CIT

B

A little complex

$25,000

min deposit to earn APY

2.15%

$237

over 12 months

Online Savings from PurePoint Financial
Online Savings PurePoint Financial

C

Lots of fine print

$10,000

min deposit to earn APY

2.15%

Member FDIC

$233

over 12 months

Online Savings from MutualOne Bank
Online Savings MutualOne Bank

B

A little complex

$100

min deposit to earn APY

2.12%

Member FDIC

$228

over 12 months

SFGI Direct Savings Account from SFGI Direct
SFGI Direct Savings Account SFGI Direct Bank

B

A little complex

$1

min deposit to earn APY

2.07%

Member FDIC

Advertiser Disclosure

Our Commitment

We'll receive a referral fee if you click here. This does not impact our rankings or recommendations

Learn more

$226

over 12 months

Online Savings Account from Barclays
Online Savings Barclays

A

Very Transparent

$0

min deposit to earn APY

2.05%

Member FDIC

$226

over 12 months

eOne Savings from Salem Five Direct
eOne Savings Salem Fivedirect

B

A little complex

$0.01

min deposit to earn APY

2.05%

Member FDIC

$226

over 12 months

Savings Account from Bank5 Connect
Savings Account BANK5 CONNECT

B

A little complex

$100

min deposit to earn APY

2.05%

Member FDIC

Advertiser Disclosure

Our Commitment

We'll receive a referral fee if you click here. This does not impact our rankings or recommendations

Learn more

$226

over 12 months

High Yield Savings from Synchrony Bank
High Yield Savings Synchrony bank

A

Very Transparent

$0

min deposit to earn APY

2.05%

Advertiser Disclosure

Our Commitment

We'll receive a referral fee if you click here. This does not impact our rankings or recommendations

Learn more

$226

over 12 months

High-yield Online Savings Account from Goldman Sachs Bank USA
Online Savings Goldman Sachs bank usa

A

Very Transparent

$1

min deposit to earn APY

2.05%

Member FDIC

$222

over 12 months

High-Yield Savings from Sallie Mae Bank
High-Yield Savings Sallie Mae Bank

A

Very Transparent

$0

min deposit to earn APY

2.02%

Member FDIC

$221

over 12 months

HSBC Direct Savings from HSBC Direct
HSBC Direct Savings

A

Very Transparent

$0

min deposit to earn APY

2.01%

Member FDIC

$220

over 12 months

Online Savings from FNBO Direct
Online Savings Account FNBO Direct

A

Very Transparent

$0.01

min deposit to earn APY

2.00%

Member FDIC

$217

over 12 months

Primary Savings from American Airlines Credit Union
Share Account American Airlines

B

A little complex

$5

min deposit to earn APY

1.97%

NCUA Insured

$215

over 12 months

Supplemental Savings from Alliant Credit Union
Supplemental Savings Alliant CU

A

Very Transparent

$100

min deposit to earn APY

1.95%

NCUA Insured

$209

over 12 months

iGOsavings from iGObanking
High Yield Savings Account IGO Banking

A

Very Transparent

$0

min deposit to earn APY

1.90%

Member FDIC

Advertiser Disclosure

Our Commitment

We'll receive a referral fee if you click here. This does not impact our rankings or recommendations

Learn more

$209

over 12 months

Online Savings Account from Ally Bank
Online Savings Account Ally Financial

A

Very Transparent

$0

min deposit to earn APY

1.90%

Member FDIC

Advertiser Disclosure

Our Commitment

We'll receive a referral fee if you click here. This does not impact our rankings or recommendations

Learn more

$209

over 12 months

High Yield Savings Account from American Express National Bank
High-Yield Savings Account American Express

A

Very Transparent

$1

min deposit to earn APY

1.90%

Member FDIC

Advertiser Disclosure

Our Commitment

We'll receive a referral fee if you click here. This does not impact our rankings or recommendations

Learn more

$209

over 12 months

Online Savings from Discover Bank
Online Savings Account Discover

A

Very Transparent

$0

min deposit to earn APY

1.90%

Member FDIC

$209

over 12 months

Premium Savings Account from ETRADE Bank
Premium Savings Account E*Trade

F

Way Too Complex!

$0

min deposit to earn APY

1.90%

Member FDIC

$209

over 12 months

SavingPurely from BankPurely
SavingPurely BankPurely

A

Very Transparent

$0

min deposit to earn APY

1.90%

Member FDIC

$204

over 12 months

Smart Move Online Savings Account from Ridgewood Savings Bank
Smart Move Online Savings Ridgewood Savings bank

A

Very Transparent

$0.01

min deposit to earn APY

1.85%

Member FDIC

$203

over 12 months

High-Rate Savings from Alliant Credit Union
High-Rate Savings Alliant CU

F

Way Too Complex!

$100

min deposit to earn APY

1.95%

NCUA Insured

$198

over 12 months

Dollar Savings Account from DollarSavingsDirect
Dollar Savings Account DollarSavingsDirect

A

Very Transparent

$0

min deposit to earn APY

1.80%

Member FDIC

$193

over 12 months

SmartyPig Savings from SmartyPig
Smartypig Saving Account Smartypig

A

Very Transparent

$0.01

min deposit to earn APY

1.75%

Member FDIC

$193

over 12 months

HighQ from Quorum Federal Credit Union
HighQ Savings Quorum Federal

A

Very Transparent

$0.01

min deposit to earn APY

1.75%

NCUA Insured

$176

over 12 months

Online Savings from Amalgamated Bank
Online Savings Amalgamated Bank

A

Very Transparent

$0

min deposit to earn APY

1.60%

Member FDIC

$176

over 12 months

Grand Yield Savings from Apple Bank for Savings
Grand Yield Savings Apple Bank for Savings

B

A little complex

$2,500

min deposit to earn APY

1.60%

Member FDIC

$165

over 12 months

Radius High-Yield Savings from Radius Bank
High-Yield Savings Radius Bank

B

A little complex

$2,500

min deposit to earn APY

1.50%

Member FDIC

$160

over 12 months

S3 Prime Savings from McGraw Hill Federal Credit Union
McGraw-Hill S3 Prime Savings McGraw Hill Federal Credit Union

B

A little complex

$100

min deposit to earn APY

1.45%

NCUA Insured

$152

over 12 months

Online Platinum Savings (New Money) from Northfield Bank
Online Platinum Savings (New Money) Northfield Bank

F

Way Too Complex!

$0.01

min deposit to earn APY

2.25%

Member FDIC

$138

over 12 months

High Yield Savings from Colorado Federal Savings Bank
Online Savings Accounts  Colorado Federal Savings

A

Very Transparent

$1

min deposit to earn APY

1.25%

Member FDIC

$123

over 12 months

Ultimate Savings from Northpointe Bank
Ultimate Savings Northpointe Bank

A

Very Transparent

$0

min deposit to earn APY

1.12%

Member FDIC

$110

over 12 months

360 Savings Account from Capital One
360 Savings Capital One

A

Very Transparent

$0

min deposit to earn APY

1.00%

Member FDIC

$110

over 12 months

The Summit Account from Aspiration
Summit Saving Account Aspiration Bank

B

A little complex

$2,500

min deposit to earn APY

1.00%

Member FDIC

Earn 0.25% on balances up to $2,499.99 and 1.00% on the entirety of balances of $2,500.00 or more.

$94

over 12 months

Upromise GoalSaver Account from Sallie Mae Bank
Upromise GoalSaver Account SallieMae

A

Very Transparent

$0

min deposit to earn APY

0.85%

Member FDIC

$88

over 12 months

MoreSavings from Affinity Federal Credit Union
MoreSavings Affinity Federal

A

Very Transparent

$250,000

min deposit to earn APY

0.80%

NCUA Insured

$88

over 12 months

My Community Super Savings from New York Community Bank
My Community Super Savings New York Community Bank

F

Way Too Complex!

$10,000

min deposit to earn APY

0.80%

Member FDIC

$76

over 12 months

Primary Savings from Digital Federal Credit Union (DCU)
Primary Savings  DCU Banking

A

Very Transparent

$1,000

min deposit to earn APY

0.69%

NCUA Insured

$72

over 12 months

Preferred Savings from SEFCU
Preferred Savings State Employees FCU

A

Very Transparent

$10,000

min deposit to earn APY

0.65%

NCUA Insured

$61

over 12 months

Instant Access Savings from First Technology Federal Credit Union
Instant Access Savings First Technology Federal Credit union

C

Lots of fine print

$10,000

min deposit to earn APY

0.55%

NCUA Insured

$55

over 12 months

Savings from United Nations Federal Credit Union
Savings Account UNFCU

F

Way Too Complex!

$0

min deposit to earn APY

0.50%

NCUA Insured

$55

over 12 months

Share Money Manager from Visions Federal Credit Union
Share money manager Visions Federal Credit Union

A

Very Transparent

$0

min deposit to earn APY

0.50%

NCUA Insured

$50

over 12 months

High Yield Investor Savings from Charles Schwab Bank
High Yield Investor Saving Account Charles Schwab

A

Very Transparent

$0

min deposit to earn APY

0.45%

Member FDIC

$42

over 12 months

Member Advantage Savings from BECU (Boeing Employees Credit Union)
Member Advantage Savings  Boeing Employees Credit Union

A

Very Transparent

$500.01

min deposit to earn APY

0.38%

NCUA Insured

$33

over 12 months

Mint Share from SEFCU
Mint Share  State Employees FCU

A

Very Transparent

$25

min deposit to earn APY

0.30%

NCUA Insured

$33

over 12 months

City National Green Savings from City National Bank (CA)
City National Green Saving City National Bank

F

Way Too Complex!

$0

min deposit to earn APY

0.30%

Member FDIC

$33

over 12 months

Passbook Savings from Ridgewood Savings Bank
Passbook Savings Ridgewood Savings bank

F

Way Too Complex!

$0

min deposit to earn APY

0.30%

Member FDIC

$33

over 12 months

Statement Savings from Ridgewood Savings Bank
Statement Savings Ridgewood Savings bank

F

Way Too Complex!

$0

min deposit to earn APY

0.30%

Member FDIC

$28

over 12 months

Savings Account from Self-Help Credit Union
Savings Account Self Help Credit Union

A

Very Transparent

$0

min deposit to earn APY

0.25%

NCUA Insured

$28

over 12 months

Share Savings from Service Credit Union
Share Savings Service CU

A

Very Transparent

$5,000

min deposit to earn APY

0.25%

NCUA Insured

$28

over 12 months

Savings Account from Lake Michigan Credit Union
Member Savings Lake Michigan Credit Union

F

Way Too Complex!

$100

min deposit to earn APY

0.25%

NCUA Insured

$28

over 12 months

Personal Interest Savings from Citizens State Bank
Personal Interest Savings Citizens State Bank

F

Way Too Complex!

$10,000

min deposit to earn APY

0.25%

Member FDIC

$28

over 12 months

Share Savings Account from Navy Federal Credit Union
Share Savings Navy Federal Credit Union

A

Very Transparent

$5

min deposit to earn APY

0.25%

NCUA Insured

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