Savings Accounts

Think of a savings account like a loan to a bank. Banks borrow the money from you to loan it to someone else. Your goal should be to maximize the rate you charge banks to borrow your money. Fortunately, the top choices are simple: online banks and credit unions offer the best returns. We've looked at hundreds of offers to find the best savings account for you.

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Editorial Disclaimer: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities. Some of the offers below are from our partners.

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SHOWING 154 ACCOUNTS OFFERS

Your Savings
 
Grade
Minimum deposit to earn APY
APY

$77

over 12 months

SmartyPig Savings from SmartyPig
SmartyPig Savings

A

Very Transparent

$2,500.01

min deposit to earn APY

0.70%

SEE DETAILS

on SmartyPig’s secure website

Member FDIC

$55

over 12 months

iGOsavings Plus from iGObanking
iGOsavings Plus

A

Very Transparent

$0

min deposit to earn APY

0.50%

SEE DETAILS

on iGObanking’s secure website

Member FDIC

$55

over 12 months

Online Savings Account from Ally Bank, Member FDIC
Online Savings Account

A

Very Transparent

$0

min deposit to earn APY

0.50%

SEE DETAILS

on Ally Bank’s secure website

Member FDIC

$55

over 12 months

High Yield Savings from Synchrony Bank
High Yield Savings

A

Very Transparent

$0

min deposit to earn APY

0.50%

SEE DETAILS

on Synchrony Bank’s secure website

Member FDIC

$49

over 12 months

High-Rate Savings from Alliant Credit Union
High-Rate Savings

F

Way Too Complex!

$100

min deposit to earn APY

0.55%

SEE DETAILS

on Alliant Credit Union’s secure website

NCUA Insured

$49

over 12 months

Supplemental Savings from Alliant Credit Union
Supplemental Savings

F

Way Too Complex!

$100

min deposit to earn APY

0.55%

SEE DETAILS

on Alliant Credit Union’s secure website

NCUA Insured

$44

over 12 months

Online Savings Account from Barclays
Online Savings Account

A

Very Transparent

$0

min deposit to earn APY

0.40%

SEE DETAILS

on Barclays’s secure website

Member FDIC

$44

over 12 months

High Yield Savings Account from American Express National Bank
High Yield Savings Account

A

Very Transparent

$1

min deposit to earn APY

0.40%

SEE DETAILS

Partner Offer

on American Express National Bank’s secure website

Member FDIC

$44

over 12 months

Online Savings from Discover Bank
Online Savings

A

Very Transparent

$0

min deposit to earn APY

0.40%

SEE DETAILS

on Discover Bank’s secure website

Member FDIC

$44

over 12 months

eOne Savings from Salem Five Direct
eOne Savings

B

A little complex

$0.01

min deposit to earn APY

0.40%

SEE DETAILS

on Salem Five Direct’s secure website

Member FDIC

$44

over 12 months

High-Interest Savings from Bank5 Connect
High-Interest Savings

B

A little complex

$100

min deposit to earn APY

0.40%

SEE DETAILS

on Bank5 Connect’s secure website

Member FDIC

$44

over 12 months

High Yield Savings from Colorado Federal Savings Bank
High Yield Savings

A

Very Transparent

$1

min deposit to earn APY

0.40%

SEE DETAILS

on Colorado Federal Savings Bank’s secure website

Member FDIC

$44

over 12 months

Primary Savings from American Airlines Credit Union
Primary Savings

B

A little complex

$5

min deposit to earn APY

0.40%

SEE DETAILS

on American Airlines Credit Union’s secure website

NCUA Insured

$39

over 12 months

Online Savings from FNBO Direct
Online Savings

A

Very Transparent

$0.01

min deposit to earn APY

0.35%

SEE DETAILS

on FNBO Direct’s secure website

Member FDIC

$28

over 12 months

MySavings Account from MySavingsDirect
MySavings Account

A

Very Transparent

$0

min deposit to earn APY

0.25%

SEE DETAILS

on MySavingsDirect’s secure website

Member FDIC

Read Full Review

$28

over 12 months

High-Yield Savings from Radius Bank
High-Yield Savings

B

A little complex

$25,000

min deposit to earn APY

0.25%

SEE DETAILS

on Radius Bank’s secure website

Member FDIC

$28

over 12 months

Share Savings Account from Navy Federal Credit Union
Share Savings Account

A

Very Transparent

$5

min deposit to earn APY

0.25%

SEE DETAILS

on Navy Federal Credit Union’s secure website

NCUA Insured

$22

over 12 months

USAA Performance First Savings from USAA Bank
USAA Performance First Savings

C

Lots of fine print

$500,000

min deposit to earn APY

0.20%

SEE DETAILS

on USAA Bank’s secure website

Member FDIC

$17

over 12 months

Share Savings from Wings Financial Credit Union
Share Savings

A

Very Transparent

$0

min deposit to earn APY

0.15%

SEE DETAILS

on Wings Financial Credit Union’s secure website

NCUA Insured

$11

over 12 months

Carefree Savings from First Technology Federal Credit Union
Carefree Savings

B

A little complex

$0

min deposit to earn APY

0.10%

SEE DETAILS

on First Technology Federal Credit Union’s secure website

NCUA Insured

$11

over 12 months

Surprise Savings Account from Bellco Credit Union
Surprise Savings Account

A

Very Transparent

$0.01

min deposit to earn APY

0.10%

SEE DETAILS

on Bellco Credit Union’s secure website

NCUA Insured

$11

over 12 months

Savings Accounts from Bethpage Federal Credit Union
Savings Accounts

A

Very Transparent

$5

min deposit to earn APY

0.10%

SEE DETAILS

on Bethpage Federal Credit Union’s secure website

NCUA Insured

$11

over 12 months

Savings Account from Bellco Credit Union
Savings Account

A

Very Transparent

$25.01

min deposit to earn APY

0.10%

SEE DETAILS

on Bellco Credit Union’s secure website

NCUA Insured

$11

over 12 months

Savings from Teachers Federal Credit Union
Savings

A

Very Transparent

$50

min deposit to earn APY

0.10%

SEE DETAILS

on Teachers Federal Credit Union’s secure website

NCUA Insured

$11

over 12 months

Share Money Manager from Visions Federal Credit Union
Share Money Manager

A

Very Transparent

$250,000

min deposit to earn APY

0.10%

SEE DETAILS

on Visions Federal Credit Union’s secure website

NCUA Insured

$6

over 12 months

High Yield Investor Savings from Charles Schwab Bank
High Yield Investor Savings

A

Very Transparent

$0

min deposit to earn APY

0.05%

SEE DETAILS

on Charles Schwab Bank’s secure website

Member FDIC

$6

over 12 months

Regular Savings from PenFed Credit Union
Regular Savings

A

Very Transparent

$0

min deposit to earn APY

0.05%

SEE DETAILS

on PenFed Credit Union’s secure website

NCUA Insured

$6

over 12 months

Union Advantage Savings from Radius Bank
Union Advantage Savings

F

Way Too Complex!

$50

min deposit to earn APY

0.05%

SEE DETAILS

on Radius Bank’s secure website

Member FDIC

$6

over 12 months

Premium Savings Account from ETRADE Bank
Premium Savings Account

F

Way Too Complex!

$0

min deposit to earn APY

0.05%

SEE DETAILS

on E*TRADE Bank’s secure website

Member FDIC

$6

over 12 months

Regular Share Account from Pennsylvania State Employees Credit Union
Regular Share Account

A

Very Transparent

$0

min deposit to earn APY

0.05%

SEE DETAILS

on Pennsylvania State Employees Credit Union’s secure website

NCUA Insured

$6

over 12 months

Secondary Savings from Mountain America Credit Union
Secondary Savings

A

Very Transparent

$0

min deposit to earn APY

0.05%

SEE DETAILS

on Mountain America Credit Union’s secure website

NCUA Insured

$6

over 12 months

Simple Savings (Daily Dividend Savings Account) from ESL Federal Credit Union
Simple Savings (Daily Dividend Savings Account)

A

Very Transparent

$1

min deposit to earn APY

0.05%

SEE DETAILS

on ESL Federal Credit Union’s secure website

NCUA Insured

$6

over 12 months

Regular Savings from Patelco Credit Union
Regular Savings

A

Very Transparent

$0

min deposit to earn APY

0.05%

SEE DETAILS

on Patelco Credit Union’s secure website

NCUA Insured

$2

over 12 months

Savings from BECU (Boeing Employees Credit Union)
Savings

A

Very Transparent

$0

min deposit to earn APY

0.02%

SEE DETAILS

on BECU (Boeing Employees Credit Union)’s secure website

NCUA Insured

$2

over 12 months

Savings from Hudson Valley Federal Credit Union
Savings

A

Very Transparent

$0

min deposit to earn APY

0.02%

SEE DETAILS

on Hudson Valley Federal Credit Union’s secure website

NCUA Insured

$1

over 12 months

Goal Savings from US Bank
Goal Savings Account US Bank

A

Very Transparent

$0

min deposit to earn APY

0.01%

SEE DETAILS

on US Bank’s secure website

Member FDIC

$1

over 12 months

Truth in Savings from Simple
Truth in Savings Simple mobile bank

A

Very Transparent

$0

min deposit to earn APY

0.01%

SEE DETAILS

$1

over 12 months

Savings from University Federal Credit Union
Savings

A

Very Transparent

$100

min deposit to earn APY

0.01%

SEE DETAILS

on University Federal Credit Union’s secure website

NCUA Insured

$1

over 12 months

USAA Savings from USAA Bank
USAA Savings

B

A little complex

$0

min deposit to earn APY

0.01%

SEE DETAILS

on USAA Bank’s secure website

Member FDIC

$1

over 12 months

S is for Savings from PNC Bank
S is for Savings

A

Very Transparent

$1

min deposit to earn APY

0.01%

SEE DETAILS

on PNC Bank’s secure website

Member FDIC

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MagnifyMoney is not a lender, does not broker loans to lenders and does not make personal loans or credit decisions. This website does not constitute an offer or solicitation to lend.

Offers provided to customers who originated via a paid Google or Bing advertisement feature rate quotes on LendingTree of no greater than 35.99% APR with terms from 61 days to 180 months. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lender. For additional loan options, please call 800-339-4896. An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36 month life of the loan.

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Be sure you do understand the full terms provided by the financial institution before signing the dotted line, or lets be real, clicking the "I Agree" button.

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